LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,245
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$30,154
−HK$925/mo
Today · 4.125%
HK$31,079
baseline
▲ 0.50% · 4.625%
HK$32,970
+HK$1,891/mo
Deposit HK$6.41M · loan HK$6.41M · min. income ≈ HK$62,158/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$480,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,534
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$33,407
−HK$885/mo
Today · 4.125%
HK$34,292
baseline
▲ 0.50% · 4.625%
HK$36,100
+HK$1,808/mo
Deposit HK$6.41M · loan HK$6.41M · min. income ≈ HK$68,584/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$480,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,094
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$36,185
−HK$1,109/mo
Today · 4.125%
HK$37,294
baseline
▲ 0.50% · 4.625%
HK$39,564
+HK$2,270/mo
Deposit HK$5.13M · loan HK$7.70M · min. income ≈ HK$74,588/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$480,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,041
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$40,088
−HK$1,063/mo
Today · 4.125%
HK$41,151
baseline
▲ 0.50% · 4.625%
HK$43,320
+HK$2,169/mo
Deposit HK$5.13M · loan HK$7.70M · min. income ≈ HK$82,302/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$480,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,943
−HK$2,567/mo
▼ 0.25% · 3.875%
HK$42,216
−HK$1,294/mo
Today · 4.125%
HK$43,510
baseline
▲ 0.50% · 4.625%
HK$46,158
+HK$2,648/mo
Deposit HK$3.85M · loan HK$8.98M · min. income ≈ HK$87,020/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$480,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,548
−HK$2,461/mo
▼ 0.25% · 3.875%
HK$46,770
−HK$1,239/mo
Today · 4.125%
HK$48,009
baseline
▲ 0.50% · 4.625%
HK$50,540
+HK$2,531/mo
Deposit HK$3.85M · loan HK$8.98M · min. income ≈ HK$96,018/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$480,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,640
−HK$3,301/mo
▼ 0.25% · 3.875%
HK$54,278
−HK$1,663/mo
Today · 4.125%
HK$55,941
baseline
▲ 0.50% · 4.625%
HK$59,345
+HK$3,404/mo
Deposit HK$1.28M · loan HK$11.54M · min. income ≈ HK$111,882/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$480,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,562
−HK$3,164/mo
▼ 0.25% · 3.875%
HK$60,133
−HK$1,593/mo
Today · 4.125%
HK$61,726
baseline
▲ 0.50% · 4.625%
HK$64,980
+HK$3,254/mo
Deposit HK$1.28M · loan HK$11.54M · min. income ≈ HK$123,452/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$480,945 · Scale 2, in force from 26 Feb 2026)