LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,250
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$30,160
−HK$925/mo
Today · 4.125%
HK$31,085
baseline
▲ 0.50% · 4.625%
HK$32,976
+HK$1,891/mo
Deposit HK$6.41M · loan HK$6.41M · min. income ≈ HK$62,170/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$481,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,541
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$33,414
−HK$885/mo
Today · 4.125%
HK$34,299
baseline
▲ 0.50% · 4.625%
HK$36,107
+HK$1,808/mo
Deposit HK$6.41M · loan HK$6.41M · min. income ≈ HK$68,598/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$481,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,100
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$36,192
−HK$1,110/mo
Today · 4.125%
HK$37,302
baseline
▲ 0.50% · 4.625%
HK$39,571
+HK$2,269/mo
Deposit HK$5.13M · loan HK$7.70M · min. income ≈ HK$74,604/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$481,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,049
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$40,096
−HK$1,063/mo
Today · 4.125%
HK$41,159
baseline
▲ 0.50% · 4.625%
HK$43,328
+HK$2,169/mo
Deposit HK$5.13M · loan HK$7.70M · min. income ≈ HK$82,318/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$481,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,951
−HK$2,568/mo
▼ 0.25% · 3.875%
HK$42,224
−HK$1,295/mo
Today · 4.125%
HK$43,519
baseline
▲ 0.50% · 4.625%
HK$46,167
+HK$2,648/mo
Deposit HK$3.85M · loan HK$8.98M · min. income ≈ HK$87,038/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$481,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,557
−HK$2,461/mo
▼ 0.25% · 3.875%
HK$46,779
−HK$1,239/mo
Today · 4.125%
HK$48,018
baseline
▲ 0.50% · 4.625%
HK$50,550
+HK$2,532/mo
Deposit HK$3.85M · loan HK$8.98M · min. income ≈ HK$96,036/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$481,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,651
−HK$3,301/mo
▼ 0.25% · 3.875%
HK$54,288
−HK$1,664/mo
Today · 4.125%
HK$55,952
baseline
▲ 0.50% · 4.625%
HK$59,357
+HK$3,405/mo
Deposit HK$1.28M · loan HK$11.54M · min. income ≈ HK$111,904/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$481,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,573
−HK$3,165/mo
▼ 0.25% · 3.875%
HK$60,144
−HK$1,594/mo
Today · 4.125%
HK$61,738
baseline
▲ 0.50% · 4.625%
HK$64,992
+HK$3,254/mo
Deposit HK$1.28M · loan HK$11.54M · min. income ≈ HK$123,476/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$481,039 · Scale 2, in force from 26 Feb 2026)