LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,252
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$30,162
−HK$924/mo
Today · 4.125%
HK$31,086
baseline
▲ 0.50% · 4.625%
HK$32,978
+HK$1,892/mo
Deposit HK$6.41M · loan HK$6.41M · min. income ≈ HK$62,172/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$481,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,542
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$33,415
−HK$885/mo
Today · 4.125%
HK$34,300
baseline
▲ 0.50% · 4.625%
HK$36,108
+HK$1,808/mo
Deposit HK$6.41M · loan HK$6.41M · min. income ≈ HK$68,600/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$481,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,102
−HK$2,201/mo
▼ 0.25% · 3.875%
HK$36,194
−HK$1,109/mo
Today · 4.125%
HK$37,303
baseline
▲ 0.50% · 4.625%
HK$39,573
+HK$2,270/mo
Deposit HK$5.13M · loan HK$7.70M · min. income ≈ HK$74,606/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$481,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,051
−HK$2,109/mo
▼ 0.25% · 3.875%
HK$40,098
−HK$1,062/mo
Today · 4.125%
HK$41,160
baseline
▲ 0.50% · 4.625%
HK$43,330
+HK$2,170/mo
Deposit HK$5.13M · loan HK$7.70M · min. income ≈ HK$82,320/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$481,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,952
−HK$2,568/mo
▼ 0.25% · 3.875%
HK$42,226
−HK$1,294/mo
Today · 4.125%
HK$43,520
baseline
▲ 0.50% · 4.625%
HK$46,169
+HK$2,649/mo
Deposit HK$3.85M · loan HK$8.98M · min. income ≈ HK$87,040/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$481,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,559
−HK$2,461/mo
▼ 0.25% · 3.875%
HK$46,781
−HK$1,239/mo
Today · 4.125%
HK$48,020
baseline
▲ 0.50% · 4.625%
HK$50,552
+HK$2,532/mo
Deposit HK$3.85M · loan HK$8.98M · min. income ≈ HK$96,040/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$481,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,653
−HK$3,302/mo
▼ 0.25% · 3.875%
HK$54,291
−HK$1,664/mo
Today · 4.125%
HK$55,955
baseline
▲ 0.50% · 4.625%
HK$59,360
+HK$3,405/mo
Deposit HK$1.28M · loan HK$11.55M · min. income ≈ HK$111,910/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$481,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,576
−HK$3,165/mo
▼ 0.25% · 3.875%
HK$60,147
−HK$1,594/mo
Today · 4.125%
HK$61,741
baseline
▲ 0.50% · 4.625%
HK$64,995
+HK$3,254/mo
Deposit HK$1.28M · loan HK$11.55M · min. income ≈ HK$123,482/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$481,059 · Scale 2, in force from 26 Feb 2026)