LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,258
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$30,168
−HK$924/mo
Today · 4.125%
HK$31,092
baseline
▲ 0.50% · 4.625%
HK$32,984
+HK$1,892/mo
Deposit HK$6.42M · loan HK$6.42M · min. income ≈ HK$62,184/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$481,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,549
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$33,422
−HK$885/mo
Today · 4.125%
HK$34,307
baseline
▲ 0.50% · 4.625%
HK$36,116
+HK$1,809/mo
Deposit HK$6.42M · loan HK$6.42M · min. income ≈ HK$68,614/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$481,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,109
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$36,201
−HK$1,110/mo
Today · 4.125%
HK$37,311
baseline
▲ 0.50% · 4.625%
HK$39,581
+HK$2,270/mo
Deposit HK$5.13M · loan HK$7.70M · min. income ≈ HK$74,622/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$481,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,058
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$40,106
−HK$1,063/mo
Today · 4.125%
HK$41,169
baseline
▲ 0.50% · 4.625%
HK$43,339
+HK$2,170/mo
Deposit HK$5.13M · loan HK$7.70M · min. income ≈ HK$82,338/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$481,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,961
−HK$2,568/mo
▼ 0.25% · 3.875%
HK$42,235
−HK$1,294/mo
Today · 4.125%
HK$43,529
baseline
▲ 0.50% · 4.625%
HK$46,178
+HK$2,649/mo
Deposit HK$3.85M · loan HK$8.98M · min. income ≈ HK$87,058/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$481,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,568
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$46,790
−HK$1,240/mo
Today · 4.125%
HK$48,030
baseline
▲ 0.50% · 4.625%
HK$50,562
+HK$2,532/mo
Deposit HK$3.85M · loan HK$8.98M · min. income ≈ HK$96,060/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$481,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,664
−HK$3,302/mo
▼ 0.25% · 3.875%
HK$54,302
−HK$1,664/mo
Today · 4.125%
HK$55,966
baseline
▲ 0.50% · 4.625%
HK$59,371
+HK$3,405/mo
Deposit HK$1.28M · loan HK$11.55M · min. income ≈ HK$111,932/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$481,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,588
−HK$3,165/mo
▼ 0.25% · 3.875%
HK$60,159
−HK$1,594/mo
Today · 4.125%
HK$61,753
baseline
▲ 0.50% · 4.625%
HK$65,008
+HK$3,255/mo
Deposit HK$1.28M · loan HK$11.55M · min. income ≈ HK$123,506/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$481,155 · Scale 2, in force from 26 Feb 2026)