LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,258
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$30,168
−HK$925/mo
Today · 4.125%
HK$31,093
baseline
▲ 0.50% · 4.625%
HK$32,984
+HK$1,891/mo
Deposit HK$6.42M · loan HK$6.42M · min. income ≈ HK$62,186/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$481,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,549
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$33,422
−HK$886/mo
Today · 4.125%
HK$34,308
baseline
▲ 0.50% · 4.625%
HK$36,116
+HK$1,808/mo
Deposit HK$6.42M · loan HK$6.42M · min. income ≈ HK$68,616/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$481,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,109
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$36,201
−HK$1,110/mo
Today · 4.125%
HK$37,311
baseline
▲ 0.50% · 4.625%
HK$39,581
+HK$2,270/mo
Deposit HK$5.13M · loan HK$7.70M · min. income ≈ HK$74,622/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$481,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,059
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$40,106
−HK$1,063/mo
Today · 4.125%
HK$41,169
baseline
▲ 0.50% · 4.625%
HK$43,339
+HK$2,170/mo
Deposit HK$5.13M · loan HK$7.70M · min. income ≈ HK$82,338/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$481,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,961
−HK$2,569/mo
▼ 0.25% · 3.875%
HK$42,235
−HK$1,295/mo
Today · 4.125%
HK$43,530
baseline
▲ 0.50% · 4.625%
HK$46,178
+HK$2,648/mo
Deposit HK$3.85M · loan HK$8.98M · min. income ≈ HK$87,060/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$481,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,569
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$46,791
−HK$1,240/mo
Today · 4.125%
HK$48,031
baseline
▲ 0.50% · 4.625%
HK$50,562
+HK$2,531/mo
Deposit HK$3.85M · loan HK$8.98M · min. income ≈ HK$96,062/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$481,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,664
−HK$3,303/mo
▼ 0.25% · 3.875%
HK$54,302
−HK$1,665/mo
Today · 4.125%
HK$55,967
baseline
▲ 0.50% · 4.625%
HK$59,372
+HK$3,405/mo
Deposit HK$1.28M · loan HK$11.55M · min. income ≈ HK$111,934/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$481,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,588
−HK$3,166/mo
▼ 0.25% · 3.875%
HK$60,160
−HK$1,594/mo
Today · 4.125%
HK$61,754
baseline
▲ 0.50% · 4.625%
HK$65,009
+HK$3,255/mo
Deposit HK$1.28M · loan HK$11.55M · min. income ≈ HK$123,508/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$481,160 · Scale 2, in force from 26 Feb 2026)