LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,258
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$30,169
−HK$924/mo
Today · 4.125%
HK$31,093
baseline
▲ 0.50% · 4.625%
HK$32,985
+HK$1,892/mo
Deposit HK$6.42M · loan HK$6.42M · min. income ≈ HK$62,186/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$481,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,550
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$33,423
−HK$885/mo
Today · 4.125%
HK$34,308
baseline
▲ 0.50% · 4.625%
HK$36,117
+HK$1,809/mo
Deposit HK$6.42M · loan HK$6.42M · min. income ≈ HK$68,616/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$481,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,110
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$36,202
−HK$1,110/mo
Today · 4.125%
HK$37,312
baseline
▲ 0.50% · 4.625%
HK$39,582
+HK$2,270/mo
Deposit HK$5.13M · loan HK$7.70M · min. income ≈ HK$74,624/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$481,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,060
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$40,107
−HK$1,063/mo
Today · 4.125%
HK$41,170
baseline
▲ 0.50% · 4.625%
HK$43,340
+HK$2,170/mo
Deposit HK$5.13M · loan HK$7.70M · min. income ≈ HK$82,340/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$481,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,962
−HK$2,569/mo
▼ 0.25% · 3.875%
HK$42,236
−HK$1,295/mo
Today · 4.125%
HK$43,531
baseline
▲ 0.50% · 4.625%
HK$46,179
+HK$2,648/mo
Deposit HK$3.85M · loan HK$8.98M · min. income ≈ HK$87,062/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$481,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,570
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$46,792
−HK$1,240/mo
Today · 4.125%
HK$48,032
baseline
▲ 0.50% · 4.625%
HK$50,563
+HK$2,531/mo
Deposit HK$3.85M · loan HK$8.98M · min. income ≈ HK$96,064/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$481,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,665
−HK$3,303/mo
▼ 0.25% · 3.875%
HK$54,303
−HK$1,665/mo
Today · 4.125%
HK$55,968
baseline
▲ 0.50% · 4.625%
HK$59,373
+HK$3,405/mo
Deposit HK$1.28M · loan HK$11.55M · min. income ≈ HK$111,936/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$481,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,590
−HK$3,165/mo
▼ 0.25% · 3.875%
HK$60,161
−HK$1,594/mo
Today · 4.125%
HK$61,755
baseline
▲ 0.50% · 4.625%
HK$65,010
+HK$3,255/mo
Deposit HK$1.28M · loan HK$11.55M · min. income ≈ HK$123,510/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$481,171 · Scale 2, in force from 26 Feb 2026)