LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,260
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$30,170
−HK$925/mo
Today · 4.125%
HK$31,095
baseline
▲ 0.50% · 4.625%
HK$32,987
+HK$1,892/mo
Deposit HK$6.42M · loan HK$6.42M · min. income ≈ HK$62,190/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$481,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,551
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$33,424
−HK$886/mo
Today · 4.125%
HK$34,310
baseline
▲ 0.50% · 4.625%
HK$36,118
+HK$1,808/mo
Deposit HK$6.42M · loan HK$6.42M · min. income ≈ HK$68,620/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$481,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,112
−HK$2,201/mo
▼ 0.25% · 3.875%
HK$36,204
−HK$1,109/mo
Today · 4.125%
HK$37,313
baseline
▲ 0.50% · 4.625%
HK$39,584
+HK$2,271/mo
Deposit HK$5.13M · loan HK$7.70M · min. income ≈ HK$74,626/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$481,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,061
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$40,109
−HK$1,063/mo
Today · 4.125%
HK$41,172
baseline
▲ 0.50% · 4.625%
HK$43,342
+HK$2,170/mo
Deposit HK$5.13M · loan HK$7.70M · min. income ≈ HK$82,344/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$481,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,964
−HK$2,568/mo
▼ 0.25% · 3.875%
HK$42,238
−HK$1,294/mo
Today · 4.125%
HK$43,532
baseline
▲ 0.50% · 4.625%
HK$46,181
+HK$2,649/mo
Deposit HK$3.85M · loan HK$8.98M · min. income ≈ HK$87,064/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$481,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,572
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$46,794
−HK$1,240/mo
Today · 4.125%
HK$48,034
baseline
▲ 0.50% · 4.625%
HK$50,566
+HK$2,532/mo
Deposit HK$3.85M · loan HK$8.98M · min. income ≈ HK$96,068/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$481,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,667
−HK$3,303/mo
▼ 0.25% · 3.875%
HK$54,306
−HK$1,664/mo
Today · 4.125%
HK$55,970
baseline
▲ 0.50% · 4.625%
HK$59,376
+HK$3,406/mo
Deposit HK$1.28M · loan HK$11.55M · min. income ≈ HK$111,940/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$481,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,592
−HK$3,166/mo
▼ 0.25% · 3.875%
HK$60,163
−HK$1,595/mo
Today · 4.125%
HK$61,758
baseline
▲ 0.50% · 4.625%
HK$65,013
+HK$3,255/mo
Deposit HK$1.28M · loan HK$11.55M · min. income ≈ HK$123,516/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$481,191 · Scale 2, in force from 26 Feb 2026)