LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,262
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$30,172
−HK$925/mo
Today · 4.125%
HK$31,097
baseline
▲ 0.50% · 4.625%
HK$32,989
+HK$1,892/mo
Deposit HK$6.42M · loan HK$6.42M · min. income ≈ HK$62,194/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$481,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,553
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$33,426
−HK$886/mo
Today · 4.125%
HK$34,312
baseline
▲ 0.50% · 4.625%
HK$36,121
+HK$1,809/mo
Deposit HK$6.42M · loan HK$6.42M · min. income ≈ HK$68,624/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$481,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,114
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$36,206
−HK$1,110/mo
Today · 4.125%
HK$37,316
baseline
▲ 0.50% · 4.625%
HK$39,587
+HK$2,271/mo
Deposit HK$5.13M · loan HK$7.70M · min. income ≈ HK$74,632/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$481,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,064
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$40,112
−HK$1,062/mo
Today · 4.125%
HK$41,174
baseline
▲ 0.50% · 4.625%
HK$43,345
+HK$2,171/mo
Deposit HK$5.13M · loan HK$7.70M · min. income ≈ HK$82,348/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$481,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,966
−HK$2,569/mo
▼ 0.25% · 3.875%
HK$42,241
−HK$1,294/mo
Today · 4.125%
HK$43,535
baseline
▲ 0.50% · 4.625%
HK$46,184
+HK$2,649/mo
Deposit HK$3.85M · loan HK$8.98M · min. income ≈ HK$87,070/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$481,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,575
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$46,797
−HK$1,240/mo
Today · 4.125%
HK$48,037
baseline
▲ 0.50% · 4.625%
HK$50,569
+HK$2,532/mo
Deposit HK$3.85M · loan HK$8.98M · min. income ≈ HK$96,074/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$481,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,671
−HK$3,303/mo
▼ 0.25% · 3.875%
HK$54,309
−HK$1,665/mo
Today · 4.125%
HK$55,974
baseline
▲ 0.50% · 4.625%
HK$59,380
+HK$3,406/mo
Deposit HK$1.28M · loan HK$11.55M · min. income ≈ HK$111,948/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$481,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,596
−HK$3,166/mo
▼ 0.25% · 3.875%
HK$60,167
−HK$1,595/mo
Today · 4.125%
HK$61,762
baseline
▲ 0.50% · 4.625%
HK$65,017
+HK$3,255/mo
Deposit HK$1.28M · loan HK$11.55M · min. income ≈ HK$123,524/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$481,223 · Scale 2, in force from 26 Feb 2026)