LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,262
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$30,173
−HK$924/mo
Today · 4.125%
HK$31,097
baseline
▲ 0.50% · 4.625%
HK$32,990
+HK$1,893/mo
Deposit HK$6.42M · loan HK$6.42M · min. income ≈ HK$62,194/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$481,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,554
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$33,427
−HK$886/mo
Today · 4.125%
HK$34,313
baseline
▲ 0.50% · 4.625%
HK$36,121
+HK$1,808/mo
Deposit HK$6.42M · loan HK$6.42M · min. income ≈ HK$68,626/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$481,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,115
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$36,207
−HK$1,110/mo
Today · 4.125%
HK$37,317
baseline
▲ 0.50% · 4.625%
HK$39,587
+HK$2,270/mo
Deposit HK$5.13M · loan HK$7.70M · min. income ≈ HK$74,634/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$481,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,065
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$40,113
−HK$1,062/mo
Today · 4.125%
HK$41,175
baseline
▲ 0.50% · 4.625%
HK$43,346
+HK$2,171/mo
Deposit HK$5.13M · loan HK$7.70M · min. income ≈ HK$82,350/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$481,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,967
−HK$2,569/mo
▼ 0.25% · 3.875%
HK$42,242
−HK$1,294/mo
Today · 4.125%
HK$43,536
baseline
▲ 0.50% · 4.625%
HK$46,185
+HK$2,649/mo
Deposit HK$3.85M · loan HK$8.98M · min. income ≈ HK$87,072/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$481,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,576
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$46,798
−HK$1,240/mo
Today · 4.125%
HK$48,038
baseline
▲ 0.50% · 4.625%
HK$50,570
+HK$2,532/mo
Deposit HK$3.85M · loan HK$8.98M · min. income ≈ HK$96,076/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$481,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,672
−HK$3,303/mo
▼ 0.25% · 3.875%
HK$54,311
−HK$1,664/mo
Today · 4.125%
HK$55,975
baseline
▲ 0.50% · 4.625%
HK$59,381
+HK$3,406/mo
Deposit HK$1.28M · loan HK$11.55M · min. income ≈ HK$111,950/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$481,234 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,597
−HK$3,166/mo
▼ 0.25% · 3.875%
HK$60,169
−HK$1,594/mo
Today · 4.125%
HK$61,763
baseline
▲ 0.50% · 4.625%
HK$65,019
+HK$3,256/mo
Deposit HK$1.28M · loan HK$11.55M · min. income ≈ HK$123,526/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$481,234 · Scale 2, in force from 26 Feb 2026)