LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,263
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$30,173
−HK$925/mo
Today · 4.125%
HK$31,098
baseline
▲ 0.50% · 4.625%
HK$32,990
+HK$1,892/mo
Deposit HK$6.42M · loan HK$6.42M · min. income ≈ HK$62,196/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$481,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,555
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$33,428
−HK$885/mo
Today · 4.125%
HK$34,313
baseline
▲ 0.50% · 4.625%
HK$36,122
+HK$1,809/mo
Deposit HK$6.42M · loan HK$6.42M · min. income ≈ HK$68,626/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$481,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,115
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$36,208
−HK$1,109/mo
Today · 4.125%
HK$37,317
baseline
▲ 0.50% · 4.625%
HK$39,588
+HK$2,271/mo
Deposit HK$5.13M · loan HK$7.70M · min. income ≈ HK$74,634/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$481,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,066
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$40,113
−HK$1,063/mo
Today · 4.125%
HK$41,176
baseline
▲ 0.50% · 4.625%
HK$43,347
+HK$2,171/mo
Deposit HK$5.13M · loan HK$7.70M · min. income ≈ HK$82,352/mo (50% DSR)
Upfront cash ≈ HK$5.61M (deposit + AVD stamp duty HK$481,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,968
−HK$2,569/mo
▼ 0.25% · 3.875%
HK$42,242
−HK$1,295/mo
Today · 4.125%
HK$43,537
baseline
▲ 0.50% · 4.625%
HK$46,186
+HK$2,649/mo
Deposit HK$3.85M · loan HK$8.98M · min. income ≈ HK$87,074/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$481,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,577
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$46,799
−HK$1,240/mo
Today · 4.125%
HK$48,039
baseline
▲ 0.50% · 4.625%
HK$50,571
+HK$2,532/mo
Deposit HK$3.85M · loan HK$8.98M · min. income ≈ HK$96,078/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$481,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,673
−HK$3,303/mo
▼ 0.25% · 3.875%
HK$54,312
−HK$1,664/mo
Today · 4.125%
HK$55,976
baseline
▲ 0.50% · 4.625%
HK$59,382
+HK$3,406/mo
Deposit HK$1.28M · loan HK$11.55M · min. income ≈ HK$111,952/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$481,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,598
−HK$3,166/mo
▼ 0.25% · 3.875%
HK$60,170
−HK$1,594/mo
Today · 4.125%
HK$61,764
baseline
▲ 0.50% · 4.625%
HK$65,020
+HK$3,256/mo
Deposit HK$1.28M · loan HK$11.55M · min. income ≈ HK$123,528/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$481,244 · Scale 2, in force from 26 Feb 2026)