LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,268
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$30,178
−HK$925/mo
Today · 4.125%
HK$31,103
baseline
▲ 0.50% · 4.625%
HK$32,996
+HK$1,893/mo
Deposit HK$6.42M · loan HK$6.42M · min. income ≈ HK$62,206/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$481,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,560
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$33,434
−HK$885/mo
Today · 4.125%
HK$34,319
baseline
▲ 0.50% · 4.625%
HK$36,129
+HK$1,810/mo
Deposit HK$6.42M · loan HK$6.42M · min. income ≈ HK$68,638/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$481,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,122
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$36,214
−HK$1,110/mo
Today · 4.125%
HK$37,324
baseline
▲ 0.50% · 4.625%
HK$39,595
+HK$2,271/mo
Deposit HK$5.13M · loan HK$7.70M · min. income ≈ HK$74,648/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$481,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,072
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$40,120
−HK$1,063/mo
Today · 4.125%
HK$41,183
baseline
▲ 0.50% · 4.625%
HK$43,354
+HK$2,171/mo
Deposit HK$5.13M · loan HK$7.70M · min. income ≈ HK$82,366/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$481,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,975
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$42,250
−HK$1,295/mo
Today · 4.125%
HK$43,545
baseline
▲ 0.50% · 4.625%
HK$46,194
+HK$2,649/mo
Deposit HK$3.85M · loan HK$8.98M · min. income ≈ HK$87,090/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$481,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,585
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$46,807
−HK$1,240/mo
Today · 4.125%
HK$48,047
baseline
▲ 0.50% · 4.625%
HK$50,580
+HK$2,533/mo
Deposit HK$3.85M · loan HK$8.98M · min. income ≈ HK$96,094/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$481,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,682
−HK$3,304/mo
▼ 0.25% · 3.875%
HK$54,321
−HK$1,665/mo
Today · 4.125%
HK$55,986
baseline
▲ 0.50% · 4.625%
HK$59,393
+HK$3,407/mo
Deposit HK$1.28M · loan HK$11.55M · min. income ≈ HK$111,972/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$481,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,609
−HK$3,166/mo
▼ 0.25% · 3.875%
HK$60,180
−HK$1,595/mo
Today · 4.125%
HK$61,775
baseline
▲ 0.50% · 4.625%
HK$65,031
+HK$3,256/mo
Deposit HK$1.28M · loan HK$11.55M · min. income ≈ HK$123,550/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$481,328 · Scale 2, in force from 26 Feb 2026)