LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,269
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$30,180
−HK$925/mo
Today · 4.125%
HK$31,105
baseline
▲ 0.50% · 4.625%
HK$32,998
+HK$1,893/mo
Deposit HK$6.42M · loan HK$6.42M · min. income ≈ HK$62,210/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$481,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,562
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$33,435
−HK$886/mo
Today · 4.125%
HK$34,321
baseline
▲ 0.50% · 4.625%
HK$36,130
+HK$1,809/mo
Deposit HK$6.42M · loan HK$6.42M · min. income ≈ HK$68,642/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$481,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,123
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$36,216
−HK$1,110/mo
Today · 4.125%
HK$37,326
baseline
▲ 0.50% · 4.625%
HK$39,597
+HK$2,271/mo
Deposit HK$5.13M · loan HK$7.70M · min. income ≈ HK$74,652/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$481,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,074
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$40,122
−HK$1,063/mo
Today · 4.125%
HK$41,185
baseline
▲ 0.50% · 4.625%
HK$43,356
+HK$2,171/mo
Deposit HK$5.13M · loan HK$7.70M · min. income ≈ HK$82,370/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$481,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,977
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$42,252
−HK$1,295/mo
Today · 4.125%
HK$43,547
baseline
▲ 0.50% · 4.625%
HK$46,197
+HK$2,650/mo
Deposit HK$3.85M · loan HK$8.99M · min. income ≈ HK$87,094/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$481,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,587
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$46,809
−HK$1,241/mo
Today · 4.125%
HK$48,050
baseline
▲ 0.50% · 4.625%
HK$50,583
+HK$2,533/mo
Deposit HK$3.85M · loan HK$8.99M · min. income ≈ HK$96,100/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$481,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,685
−HK$3,304/mo
▼ 0.25% · 3.875%
HK$54,324
−HK$1,665/mo
Today · 4.125%
HK$55,989
baseline
▲ 0.50% · 4.625%
HK$59,396
+HK$3,407/mo
Deposit HK$1.28M · loan HK$11.55M · min. income ≈ HK$111,978/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$481,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,612
−HK$3,166/mo
▼ 0.25% · 3.875%
HK$60,184
−HK$1,594/mo
Today · 4.125%
HK$61,778
baseline
▲ 0.50% · 4.625%
HK$65,035
+HK$3,257/mo
Deposit HK$1.28M · loan HK$11.55M · min. income ≈ HK$123,556/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$481,353 · Scale 2, in force from 26 Feb 2026)