LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,270
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$30,181
−HK$925/mo
Today · 4.125%
HK$31,106
baseline
▲ 0.50% · 4.625%
HK$32,999
+HK$1,893/mo
Deposit HK$6.42M · loan HK$6.42M · min. income ≈ HK$62,212/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$481,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,563
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$33,436
−HK$886/mo
Today · 4.125%
HK$34,322
baseline
▲ 0.50% · 4.625%
HK$36,131
+HK$1,809/mo
Deposit HK$6.42M · loan HK$6.42M · min. income ≈ HK$68,644/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$481,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,124
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$36,217
−HK$1,110/mo
Today · 4.125%
HK$37,327
baseline
▲ 0.50% · 4.625%
HK$39,598
+HK$2,271/mo
Deposit HK$5.13M · loan HK$7.70M · min. income ≈ HK$74,654/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$481,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,075
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$40,123
−HK$1,064/mo
Today · 4.125%
HK$41,187
baseline
▲ 0.50% · 4.625%
HK$43,358
+HK$2,171/mo
Deposit HK$5.13M · loan HK$7.70M · min. income ≈ HK$82,374/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$481,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,978
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$42,253
−HK$1,295/mo
Today · 4.125%
HK$43,548
baseline
▲ 0.50% · 4.625%
HK$46,198
+HK$2,650/mo
Deposit HK$3.85M · loan HK$8.99M · min. income ≈ HK$87,096/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$481,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,588
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$46,811
−HK$1,240/mo
Today · 4.125%
HK$48,051
baseline
▲ 0.50% · 4.625%
HK$50,584
+HK$2,533/mo
Deposit HK$3.85M · loan HK$8.99M · min. income ≈ HK$96,102/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$481,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,687
−HK$3,303/mo
▼ 0.25% · 3.875%
HK$54,325
−HK$1,665/mo
Today · 4.125%
HK$55,990
baseline
▲ 0.50% · 4.625%
HK$59,397
+HK$3,407/mo
Deposit HK$1.28M · loan HK$11.55M · min. income ≈ HK$111,980/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$481,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,613
−HK$3,167/mo
▼ 0.25% · 3.875%
HK$60,185
−HK$1,595/mo
Today · 4.125%
HK$61,780
baseline
▲ 0.50% · 4.625%
HK$65,036
+HK$3,256/mo
Deposit HK$1.28M · loan HK$11.55M · min. income ≈ HK$123,560/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$481,366 · Scale 2, in force from 26 Feb 2026)