LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,272
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$30,183
−HK$925/mo
Today · 4.125%
HK$31,108
baseline
▲ 0.50% · 4.625%
HK$33,001
+HK$1,893/mo
Deposit HK$6.42M · loan HK$6.42M · min. income ≈ HK$62,216/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$481,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,565
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$33,438
−HK$886/mo
Today · 4.125%
HK$34,324
baseline
▲ 0.50% · 4.625%
HK$36,134
+HK$1,810/mo
Deposit HK$6.42M · loan HK$6.42M · min. income ≈ HK$68,648/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$481,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,127
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$36,219
−HK$1,110/mo
Today · 4.125%
HK$37,329
baseline
▲ 0.50% · 4.625%
HK$39,601
+HK$2,272/mo
Deposit HK$5.13M · loan HK$7.70M · min. income ≈ HK$74,658/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$481,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,078
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$40,126
−HK$1,063/mo
Today · 4.125%
HK$41,189
baseline
▲ 0.50% · 4.625%
HK$43,360
+HK$2,171/mo
Deposit HK$5.13M · loan HK$7.70M · min. income ≈ HK$82,378/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$481,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,981
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$42,256
−HK$1,295/mo
Today · 4.125%
HK$43,551
baseline
▲ 0.50% · 4.625%
HK$46,201
+HK$2,650/mo
Deposit HK$3.85M · loan HK$8.99M · min. income ≈ HK$87,102/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$481,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,591
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$46,814
−HK$1,240/mo
Today · 4.125%
HK$48,054
baseline
▲ 0.50% · 4.625%
HK$50,587
+HK$2,533/mo
Deposit HK$3.85M · loan HK$8.99M · min. income ≈ HK$96,108/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$481,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,690
−HK$3,304/mo
▼ 0.25% · 3.875%
HK$54,329
−HK$1,665/mo
Today · 4.125%
HK$55,994
baseline
▲ 0.50% · 4.625%
HK$59,401
+HK$3,407/mo
Deposit HK$1.28M · loan HK$11.55M · min. income ≈ HK$111,988/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$481,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,617
−HK$3,167/mo
▼ 0.25% · 3.875%
HK$60,189
−HK$1,595/mo
Today · 4.125%
HK$61,784
baseline
▲ 0.50% · 4.625%
HK$65,041
+HK$3,257/mo
Deposit HK$1.28M · loan HK$11.55M · min. income ≈ HK$123,568/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$481,396 · Scale 2, in force from 26 Feb 2026)