LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,273
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$30,184
−HK$925/mo
Today · 4.125%
HK$31,109
baseline
▲ 0.50% · 4.625%
HK$33,002
+HK$1,893/mo
Deposit HK$6.42M · loan HK$6.42M · min. income ≈ HK$62,218/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$481,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,566
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$33,439
−HK$886/mo
Today · 4.125%
HK$34,325
baseline
▲ 0.50% · 4.625%
HK$36,135
+HK$1,810/mo
Deposit HK$6.42M · loan HK$6.42M · min. income ≈ HK$68,650/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$481,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,128
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$36,220
−HK$1,110/mo
Today · 4.125%
HK$37,330
baseline
▲ 0.50% · 4.625%
HK$39,602
+HK$2,272/mo
Deposit HK$5.14M · loan HK$7.70M · min. income ≈ HK$74,660/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$481,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,079
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$40,127
−HK$1,063/mo
Today · 4.125%
HK$41,190
baseline
▲ 0.50% · 4.625%
HK$43,362
+HK$2,172/mo
Deposit HK$5.14M · loan HK$7.70M · min. income ≈ HK$82,380/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$481,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,982
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$42,257
−HK$1,295/mo
Today · 4.125%
HK$43,552
baseline
▲ 0.50% · 4.625%
HK$46,202
+HK$2,650/mo
Deposit HK$3.85M · loan HK$8.99M · min. income ≈ HK$87,104/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$481,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,592
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$46,815
−HK$1,240/mo
Today · 4.125%
HK$48,055
baseline
▲ 0.50% · 4.625%
HK$50,589
+HK$2,534/mo
Deposit HK$3.85M · loan HK$8.99M · min. income ≈ HK$96,110/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$481,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,691
−HK$3,305/mo
▼ 0.25% · 3.875%
HK$54,330
−HK$1,666/mo
Today · 4.125%
HK$55,996
baseline
▲ 0.50% · 4.625%
HK$59,403
+HK$3,407/mo
Deposit HK$1.28M · loan HK$11.55M · min. income ≈ HK$111,992/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$481,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,619
−HK$3,167/mo
▼ 0.25% · 3.875%
HK$60,191
−HK$1,595/mo
Today · 4.125%
HK$61,786
baseline
▲ 0.50% · 4.625%
HK$65,042
+HK$3,256/mo
Deposit HK$1.28M · loan HK$11.55M · min. income ≈ HK$123,572/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$481,410 · Scale 2, in force from 26 Feb 2026)