LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,274
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$30,185
−HK$925/mo
Today · 4.125%
HK$31,110
baseline
▲ 0.50% · 4.625%
HK$33,003
+HK$1,893/mo
Deposit HK$6.42M · loan HK$6.42M · min. income ≈ HK$62,220/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$481,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,567
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$33,441
−HK$886/mo
Today · 4.125%
HK$34,327
baseline
▲ 0.50% · 4.625%
HK$36,136
+HK$1,809/mo
Deposit HK$6.42M · loan HK$6.42M · min. income ≈ HK$68,654/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$481,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,129
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$36,222
−HK$1,110/mo
Today · 4.125%
HK$37,332
baseline
▲ 0.50% · 4.625%
HK$39,603
+HK$2,271/mo
Deposit HK$5.14M · loan HK$7.70M · min. income ≈ HK$74,664/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$481,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,081
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$40,129
−HK$1,063/mo
Today · 4.125%
HK$41,192
baseline
▲ 0.50% · 4.625%
HK$43,363
+HK$2,171/mo
Deposit HK$5.14M · loan HK$7.70M · min. income ≈ HK$82,384/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$481,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,984
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$42,259
−HK$1,295/mo
Today · 4.125%
HK$43,554
baseline
▲ 0.50% · 4.625%
HK$46,204
+HK$2,650/mo
Deposit HK$3.85M · loan HK$8.99M · min. income ≈ HK$87,108/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$481,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,594
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$46,817
−HK$1,240/mo
Today · 4.125%
HK$48,057
baseline
▲ 0.50% · 4.625%
HK$50,590
+HK$2,533/mo
Deposit HK$3.85M · loan HK$8.99M · min. income ≈ HK$96,114/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$481,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,693
−HK$3,305/mo
▼ 0.25% · 3.875%
HK$54,332
−HK$1,666/mo
Today · 4.125%
HK$55,998
baseline
▲ 0.50% · 4.625%
HK$59,405
+HK$3,407/mo
Deposit HK$1.28M · loan HK$11.55M · min. income ≈ HK$111,996/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$481,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,621
−HK$3,167/mo
▼ 0.25% · 3.875%
HK$60,193
−HK$1,595/mo
Today · 4.125%
HK$61,788
baseline
▲ 0.50% · 4.625%
HK$65,045
+HK$3,257/mo
Deposit HK$1.28M · loan HK$11.55M · min. income ≈ HK$123,576/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$481,428 · Scale 2, in force from 26 Feb 2026)