LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,275
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$30,186
−HK$925/mo
Today · 4.125%
HK$31,111
baseline
▲ 0.50% · 4.625%
HK$33,004
+HK$1,893/mo
Deposit HK$6.42M · loan HK$6.42M · min. income ≈ HK$62,222/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$481,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,569
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$33,442
−HK$886/mo
Today · 4.125%
HK$34,328
baseline
▲ 0.50% · 4.625%
HK$36,138
+HK$1,810/mo
Deposit HK$6.42M · loan HK$6.42M · min. income ≈ HK$68,656/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$481,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,130
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$36,223
−HK$1,110/mo
Today · 4.125%
HK$37,333
baseline
▲ 0.50% · 4.625%
HK$39,605
+HK$2,272/mo
Deposit HK$5.14M · loan HK$7.70M · min. income ≈ HK$74,666/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$481,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,082
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$40,130
−HK$1,064/mo
Today · 4.125%
HK$41,194
baseline
▲ 0.50% · 4.625%
HK$43,365
+HK$2,171/mo
Deposit HK$5.14M · loan HK$7.70M · min. income ≈ HK$82,388/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$481,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,986
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$42,260
−HK$1,296/mo
Today · 4.125%
HK$43,556
baseline
▲ 0.50% · 4.625%
HK$46,206
+HK$2,650/mo
Deposit HK$3.85M · loan HK$8.99M · min. income ≈ HK$87,112/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$481,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,596
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$46,819
−HK$1,240/mo
Today · 4.125%
HK$48,059
baseline
▲ 0.50% · 4.625%
HK$50,593
+HK$2,534/mo
Deposit HK$3.85M · loan HK$8.99M · min. income ≈ HK$96,118/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$481,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,696
−HK$3,304/mo
▼ 0.25% · 3.875%
HK$54,335
−HK$1,665/mo
Today · 4.125%
HK$56,000
baseline
▲ 0.50% · 4.625%
HK$59,408
+HK$3,408/mo
Deposit HK$1.28M · loan HK$11.55M · min. income ≈ HK$112,000/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$481,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,623
−HK$3,168/mo
▼ 0.25% · 3.875%
HK$60,196
−HK$1,595/mo
Today · 4.125%
HK$61,791
baseline
▲ 0.50% · 4.625%
HK$65,048
+HK$3,257/mo
Deposit HK$1.28M · loan HK$11.55M · min. income ≈ HK$123,582/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$481,450 · Scale 2, in force from 26 Feb 2026)