LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,276
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$30,186
−HK$926/mo
Today · 4.125%
HK$31,112
baseline
▲ 0.50% · 4.625%
HK$33,005
+HK$1,893/mo
Deposit HK$6.42M · loan HK$6.42M · min. income ≈ HK$62,224/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$481,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,569
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$33,442
−HK$887/mo
Today · 4.125%
HK$34,329
baseline
▲ 0.50% · 4.625%
HK$36,138
+HK$1,809/mo
Deposit HK$6.42M · loan HK$6.42M · min. income ≈ HK$68,658/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$481,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,131
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$36,224
−HK$1,110/mo
Today · 4.125%
HK$37,334
baseline
▲ 0.50% · 4.625%
HK$39,606
+HK$2,272/mo
Deposit HK$5.14M · loan HK$7.70M · min. income ≈ HK$74,668/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$481,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,083
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$40,131
−HK$1,063/mo
Today · 4.125%
HK$41,194
baseline
▲ 0.50% · 4.625%
HK$43,366
+HK$2,172/mo
Deposit HK$5.14M · loan HK$7.70M · min. income ≈ HK$82,388/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$481,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,986
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$42,261
−HK$1,295/mo
Today · 4.125%
HK$43,556
baseline
▲ 0.50% · 4.625%
HK$46,207
+HK$2,651/mo
Deposit HK$3.85M · loan HK$8.99M · min. income ≈ HK$87,112/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$481,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,597
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$46,819
−HK$1,241/mo
Today · 4.125%
HK$48,060
baseline
▲ 0.50% · 4.625%
HK$50,593
+HK$2,533/mo
Deposit HK$3.85M · loan HK$8.99M · min. income ≈ HK$96,120/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$481,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,696
−HK$3,305/mo
▼ 0.25% · 3.875%
HK$54,336
−HK$1,665/mo
Today · 4.125%
HK$56,001
baseline
▲ 0.50% · 4.625%
HK$59,408
+HK$3,407/mo
Deposit HK$1.28M · loan HK$11.55M · min. income ≈ HK$112,002/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$481,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,624
−HK$3,167/mo
▼ 0.25% · 3.875%
HK$60,196
−HK$1,595/mo
Today · 4.125%
HK$61,791
baseline
▲ 0.50% · 4.625%
HK$65,049
+HK$3,258/mo
Deposit HK$1.28M · loan HK$11.55M · min. income ≈ HK$123,582/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$481,456 · Scale 2, in force from 26 Feb 2026)