LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,279
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$30,189
−HK$926/mo
Today · 4.125%
HK$31,115
baseline
▲ 0.50% · 4.625%
HK$33,008
+HK$1,893/mo
Deposit HK$6.42M · loan HK$6.42M · min. income ≈ HK$62,230/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$481,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,572
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$33,446
−HK$886/mo
Today · 4.125%
HK$34,332
baseline
▲ 0.50% · 4.625%
HK$36,142
+HK$1,810/mo
Deposit HK$6.42M · loan HK$6.42M · min. income ≈ HK$68,664/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$481,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,134
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$36,227
−HK$1,111/mo
Today · 4.125%
HK$37,338
baseline
▲ 0.50% · 4.625%
HK$39,610
+HK$2,272/mo
Deposit HK$5.14M · loan HK$7.70M · min. income ≈ HK$74,676/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$481,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,087
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$40,135
−HK$1,063/mo
Today · 4.125%
HK$41,198
baseline
▲ 0.50% · 4.625%
HK$43,370
+HK$2,172/mo
Deposit HK$5.14M · loan HK$7.70M · min. income ≈ HK$82,396/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$481,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,990
−HK$2,571/mo
▼ 0.25% · 3.875%
HK$42,265
−HK$1,296/mo
Today · 4.125%
HK$43,561
baseline
▲ 0.50% · 4.625%
HK$46,211
+HK$2,650/mo
Deposit HK$3.85M · loan HK$8.99M · min. income ≈ HK$87,122/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$481,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,601
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$46,824
−HK$1,241/mo
Today · 4.125%
HK$48,065
baseline
▲ 0.50% · 4.625%
HK$50,598
+HK$2,533/mo
Deposit HK$3.85M · loan HK$8.99M · min. income ≈ HK$96,130/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$481,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,702
−HK$3,305/mo
▼ 0.25% · 3.875%
HK$54,341
−HK$1,666/mo
Today · 4.125%
HK$56,007
baseline
▲ 0.50% · 4.625%
HK$59,414
+HK$3,407/mo
Deposit HK$1.28M · loan HK$11.56M · min. income ≈ HK$112,014/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$481,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,630
−HK$3,168/mo
▼ 0.25% · 3.875%
HK$60,203
−HK$1,595/mo
Today · 4.125%
HK$61,798
baseline
▲ 0.50% · 4.625%
HK$65,055
+HK$3,257/mo
Deposit HK$1.28M · loan HK$11.56M · min. income ≈ HK$123,596/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$481,504 · Scale 2, in force from 26 Feb 2026)