LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,280
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$30,190
−HK$926/mo
Today · 4.125%
HK$31,116
baseline
▲ 0.50% · 4.625%
HK$33,009
+HK$1,893/mo
Deposit HK$6.42M · loan HK$6.42M · min. income ≈ HK$62,232/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$481,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,573
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$33,447
−HK$886/mo
Today · 4.125%
HK$34,333
baseline
▲ 0.50% · 4.625%
HK$36,143
+HK$1,810/mo
Deposit HK$6.42M · loan HK$6.42M · min. income ≈ HK$68,666/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$481,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,135
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$36,228
−HK$1,111/mo
Today · 4.125%
HK$37,339
baseline
▲ 0.50% · 4.625%
HK$39,611
+HK$2,272/mo
Deposit HK$5.14M · loan HK$7.70M · min. income ≈ HK$74,678/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$481,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,088
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$40,136
−HK$1,064/mo
Today · 4.125%
HK$41,200
baseline
▲ 0.50% · 4.625%
HK$43,371
+HK$2,171/mo
Deposit HK$5.14M · loan HK$7.70M · min. income ≈ HK$82,400/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$481,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,991
−HK$2,571/mo
▼ 0.25% · 3.875%
HK$42,266
−HK$1,296/mo
Today · 4.125%
HK$43,562
baseline
▲ 0.50% · 4.625%
HK$46,213
+HK$2,651/mo
Deposit HK$3.85M · loan HK$8.99M · min. income ≈ HK$87,124/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$481,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,603
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$46,826
−HK$1,240/mo
Today · 4.125%
HK$48,066
baseline
▲ 0.50% · 4.625%
HK$50,600
+HK$2,534/mo
Deposit HK$3.85M · loan HK$8.99M · min. income ≈ HK$96,132/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$481,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,703
−HK$3,305/mo
▼ 0.25% · 3.875%
HK$54,343
−HK$1,665/mo
Today · 4.125%
HK$56,008
baseline
▲ 0.50% · 4.625%
HK$59,416
+HK$3,408/mo
Deposit HK$1.28M · loan HK$11.56M · min. income ≈ HK$112,016/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$481,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,632
−HK$3,167/mo
▼ 0.25% · 3.875%
HK$60,204
−HK$1,595/mo
Today · 4.125%
HK$61,799
baseline
▲ 0.50% · 4.625%
HK$65,057
+HK$3,258/mo
Deposit HK$1.28M · loan HK$11.56M · min. income ≈ HK$123,598/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$481,518 · Scale 2, in force from 26 Feb 2026)