LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,286
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$30,196
−HK$926/mo
Today · 4.125%
HK$31,122
baseline
▲ 0.50% · 4.625%
HK$33,016
+HK$1,894/mo
Deposit HK$6.42M · loan HK$6.42M · min. income ≈ HK$62,244/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$481,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,580
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$33,454
−HK$886/mo
Today · 4.125%
HK$34,340
baseline
▲ 0.50% · 4.625%
HK$36,150
+HK$1,810/mo
Deposit HK$6.42M · loan HK$6.42M · min. income ≈ HK$68,680/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$481,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,143
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$36,236
−HK$1,110/mo
Today · 4.125%
HK$37,346
baseline
▲ 0.50% · 4.625%
HK$39,619
+HK$2,273/mo
Deposit HK$5.14M · loan HK$7.71M · min. income ≈ HK$74,692/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$481,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,096
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$40,144
−HK$1,064/mo
Today · 4.125%
HK$41,208
baseline
▲ 0.50% · 4.625%
HK$43,380
+HK$2,172/mo
Deposit HK$5.14M · loan HK$7.71M · min. income ≈ HK$82,416/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$481,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,000
−HK$2,571/mo
▼ 0.25% · 3.875%
HK$42,275
−HK$1,296/mo
Today · 4.125%
HK$43,571
baseline
▲ 0.50% · 4.625%
HK$46,222
+HK$2,651/mo
Deposit HK$3.85M · loan HK$8.99M · min. income ≈ HK$87,142/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$481,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,612
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$46,835
−HK$1,241/mo
Today · 4.125%
HK$48,076
baseline
▲ 0.50% · 4.625%
HK$50,610
+HK$2,534/mo
Deposit HK$3.85M · loan HK$8.99M · min. income ≈ HK$96,152/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$481,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,714
−HK$3,306/mo
▼ 0.25% · 3.875%
HK$54,354
−HK$1,666/mo
Today · 4.125%
HK$56,020
baseline
▲ 0.50% · 4.625%
HK$59,428
+HK$3,408/mo
Deposit HK$1.28M · loan HK$11.56M · min. income ≈ HK$112,040/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$481,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,644
−HK$3,168/mo
▼ 0.25% · 3.875%
HK$60,217
−HK$1,595/mo
Today · 4.125%
HK$61,812
baseline
▲ 0.50% · 4.625%
HK$65,070
+HK$3,258/mo
Deposit HK$1.28M · loan HK$11.56M · min. income ≈ HK$123,624/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$481,616 · Scale 2, in force from 26 Feb 2026)