LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,287
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$30,198
−HK$926/mo
Today · 4.125%
HK$31,124
baseline
▲ 0.50% · 4.625%
HK$33,018
+HK$1,894/mo
Deposit HK$6.42M · loan HK$6.42M · min. income ≈ HK$62,248/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$481,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,582
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$33,456
−HK$886/mo
Today · 4.125%
HK$34,342
baseline
▲ 0.50% · 4.625%
HK$36,152
+HK$1,810/mo
Deposit HK$6.42M · loan HK$6.42M · min. income ≈ HK$68,684/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$481,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,145
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$36,238
−HK$1,110/mo
Today · 4.125%
HK$37,348
baseline
▲ 0.50% · 4.625%
HK$39,621
+HK$2,273/mo
Deposit HK$5.14M · loan HK$7.71M · min. income ≈ HK$74,696/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$481,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,098
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$40,147
−HK$1,063/mo
Today · 4.125%
HK$41,210
baseline
▲ 0.50% · 4.625%
HK$43,383
+HK$2,173/mo
Deposit HK$5.14M · loan HK$7.71M · min. income ≈ HK$82,420/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$481,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,002
−HK$2,571/mo
▼ 0.25% · 3.875%
HK$42,277
−HK$1,296/mo
Today · 4.125%
HK$43,573
baseline
▲ 0.50% · 4.625%
HK$46,225
+HK$2,652/mo
Deposit HK$3.85M · loan HK$8.99M · min. income ≈ HK$87,146/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$481,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,614
−HK$2,465/mo
▼ 0.25% · 3.875%
HK$46,838
−HK$1,241/mo
Today · 4.125%
HK$48,079
baseline
▲ 0.50% · 4.625%
HK$50,613
+HK$2,534/mo
Deposit HK$3.85M · loan HK$8.99M · min. income ≈ HK$96,158/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$481,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,717
−HK$3,306/mo
▼ 0.25% · 3.875%
HK$54,357
−HK$1,666/mo
Today · 4.125%
HK$56,023
baseline
▲ 0.50% · 4.625%
HK$59,432
+HK$3,409/mo
Deposit HK$1.28M · loan HK$11.56M · min. income ≈ HK$112,046/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$481,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,647
−HK$3,169/mo
▼ 0.25% · 3.875%
HK$60,220
−HK$1,596/mo
Today · 4.125%
HK$61,816
baseline
▲ 0.50% · 4.625%
HK$65,074
+HK$3,258/mo
Deposit HK$1.28M · loan HK$11.56M · min. income ≈ HK$123,632/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$481,643 · Scale 2, in force from 26 Feb 2026)