LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,289
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$30,200
−HK$926/mo
Today · 4.125%
HK$31,126
baseline
▲ 0.50% · 4.625%
HK$33,020
+HK$1,894/mo
Deposit HK$6.42M · loan HK$6.42M · min. income ≈ HK$62,252/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$481,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,584
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$33,458
−HK$886/mo
Today · 4.125%
HK$34,344
baseline
▲ 0.50% · 4.625%
HK$36,154
+HK$1,810/mo
Deposit HK$6.42M · loan HK$6.42M · min. income ≈ HK$68,688/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$481,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,147
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$36,240
−HK$1,111/mo
Today · 4.125%
HK$37,351
baseline
▲ 0.50% · 4.625%
HK$39,624
+HK$2,273/mo
Deposit HK$5.14M · loan HK$7.71M · min. income ≈ HK$74,702/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$481,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,100
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$40,149
−HK$1,064/mo
Today · 4.125%
HK$41,213
baseline
▲ 0.50% · 4.625%
HK$43,385
+HK$2,172/mo
Deposit HK$5.14M · loan HK$7.71M · min. income ≈ HK$82,426/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$481,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,005
−HK$2,571/mo
▼ 0.25% · 3.875%
HK$42,280
−HK$1,296/mo
Today · 4.125%
HK$43,576
baseline
▲ 0.50% · 4.625%
HK$46,227
+HK$2,651/mo
Deposit HK$3.85M · loan HK$8.99M · min. income ≈ HK$87,152/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$481,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,617
−HK$2,465/mo
▼ 0.25% · 3.875%
HK$46,841
−HK$1,241/mo
Today · 4.125%
HK$48,082
baseline
▲ 0.50% · 4.625%
HK$50,616
+HK$2,534/mo
Deposit HK$3.85M · loan HK$8.99M · min. income ≈ HK$96,164/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$481,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,720
−HK$3,306/mo
▼ 0.25% · 3.875%
HK$54,360
−HK$1,666/mo
Today · 4.125%
HK$56,026
baseline
▲ 0.50% · 4.625%
HK$59,435
+HK$3,409/mo
Deposit HK$1.28M · loan HK$11.56M · min. income ≈ HK$112,052/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$481,673 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,651
−HK$3,168/mo
▼ 0.25% · 3.875%
HK$60,224
−HK$1,595/mo
Today · 4.125%
HK$61,819
baseline
▲ 0.50% · 4.625%
HK$65,078
+HK$3,259/mo
Deposit HK$1.28M · loan HK$11.56M · min. income ≈ HK$123,638/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$481,673 · Scale 2, in force from 26 Feb 2026)