LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,290
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$30,201
−HK$926/mo
Today · 4.125%
HK$31,127
baseline
▲ 0.50% · 4.625%
HK$33,021
+HK$1,894/mo
Deposit HK$6.42M · loan HK$6.42M · min. income ≈ HK$62,254/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$481,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,585
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$33,459
−HK$886/mo
Today · 4.125%
HK$34,345
baseline
▲ 0.50% · 4.625%
HK$36,156
+HK$1,811/mo
Deposit HK$6.42M · loan HK$6.42M · min. income ≈ HK$68,690/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$481,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,148
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$36,241
−HK$1,111/mo
Today · 4.125%
HK$37,352
baseline
▲ 0.50% · 4.625%
HK$39,625
+HK$2,273/mo
Deposit HK$5.14M · loan HK$7.71M · min. income ≈ HK$74,704/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$481,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,102
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$40,151
−HK$1,063/mo
Today · 4.125%
HK$41,214
baseline
▲ 0.50% · 4.625%
HK$43,387
+HK$2,173/mo
Deposit HK$5.14M · loan HK$7.71M · min. income ≈ HK$82,428/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$481,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,006
−HK$2,572/mo
▼ 0.25% · 3.875%
HK$42,282
−HK$1,296/mo
Today · 4.125%
HK$43,578
baseline
▲ 0.50% · 4.625%
HK$46,229
+HK$2,651/mo
Deposit HK$3.85M · loan HK$8.99M · min. income ≈ HK$87,156/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$481,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,619
−HK$2,465/mo
▼ 0.25% · 3.875%
HK$46,842
−HK$1,242/mo
Today · 4.125%
HK$48,084
baseline
▲ 0.50% · 4.625%
HK$50,618
+HK$2,534/mo
Deposit HK$3.85M · loan HK$8.99M · min. income ≈ HK$96,168/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$481,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,722
−HK$3,306/mo
▼ 0.25% · 3.875%
HK$54,362
−HK$1,666/mo
Today · 4.125%
HK$56,028
baseline
▲ 0.50% · 4.625%
HK$59,437
+HK$3,409/mo
Deposit HK$1.28M · loan HK$11.56M · min. income ≈ HK$112,056/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$481,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,653
−HK$3,169/mo
▼ 0.25% · 3.875%
HK$60,226
−HK$1,596/mo
Today · 4.125%
HK$61,822
baseline
▲ 0.50% · 4.625%
HK$65,080
+HK$3,258/mo
Deposit HK$1.28M · loan HK$11.56M · min. income ≈ HK$123,644/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$481,691 · Scale 2, in force from 26 Feb 2026)