LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,290
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$30,202
−HK$925/mo
Today · 4.125%
HK$31,127
baseline
▲ 0.50% · 4.625%
HK$33,021
+HK$1,894/mo
Deposit HK$6.42M · loan HK$6.42M · min. income ≈ HK$62,254/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$481,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,585
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$33,459
−HK$887/mo
Today · 4.125%
HK$34,346
baseline
▲ 0.50% · 4.625%
HK$36,156
+HK$1,810/mo
Deposit HK$6.42M · loan HK$6.42M · min. income ≈ HK$68,692/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$481,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,148
−HK$2,205/mo
▼ 0.25% · 3.875%
HK$36,242
−HK$1,111/mo
Today · 4.125%
HK$37,353
baseline
▲ 0.50% · 4.625%
HK$39,625
+HK$2,272/mo
Deposit HK$5.14M · loan HK$7.71M · min. income ≈ HK$74,706/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$481,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,102
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$40,151
−HK$1,064/mo
Today · 4.125%
HK$41,215
baseline
▲ 0.50% · 4.625%
HK$43,387
+HK$2,172/mo
Deposit HK$5.14M · loan HK$7.71M · min. income ≈ HK$82,430/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$481,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,007
−HK$2,571/mo
▼ 0.25% · 3.875%
HK$42,282
−HK$1,296/mo
Today · 4.125%
HK$43,578
baseline
▲ 0.50% · 4.625%
HK$46,230
+HK$2,652/mo
Deposit HK$3.85M · loan HK$8.99M · min. income ≈ HK$87,156/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$481,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,619
−HK$2,465/mo
▼ 0.25% · 3.875%
HK$46,843
−HK$1,241/mo
Today · 4.125%
HK$48,084
baseline
▲ 0.50% · 4.625%
HK$50,619
+HK$2,535/mo
Deposit HK$3.85M · loan HK$8.99M · min. income ≈ HK$96,168/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$481,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,723
−HK$3,306/mo
▼ 0.25% · 3.875%
HK$54,363
−HK$1,666/mo
Today · 4.125%
HK$56,029
baseline
▲ 0.50% · 4.625%
HK$59,438
+HK$3,409/mo
Deposit HK$1.28M · loan HK$11.56M · min. income ≈ HK$112,058/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$481,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,654
−HK$3,168/mo
▼ 0.25% · 3.875%
HK$60,227
−HK$1,595/mo
Today · 4.125%
HK$61,822
baseline
▲ 0.50% · 4.625%
HK$65,081
+HK$3,259/mo
Deposit HK$1.28M · loan HK$11.56M · min. income ≈ HK$123,644/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$481,697 · Scale 2, in force from 26 Feb 2026)