LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,291
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$30,202
−HK$926/mo
Today · 4.125%
HK$31,128
baseline
▲ 0.50% · 4.625%
HK$33,022
+HK$1,894/mo
Deposit HK$6.42M · loan HK$6.42M · min. income ≈ HK$62,256/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$481,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,586
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$33,460
−HK$886/mo
Today · 4.125%
HK$34,346
baseline
▲ 0.50% · 4.625%
HK$36,157
+HK$1,811/mo
Deposit HK$6.42M · loan HK$6.42M · min. income ≈ HK$68,692/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$481,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,149
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$36,242
−HK$1,111/mo
Today · 4.125%
HK$37,353
baseline
▲ 0.50% · 4.625%
HK$39,626
+HK$2,273/mo
Deposit HK$5.14M · loan HK$7.71M · min. income ≈ HK$74,706/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$481,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,103
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$40,152
−HK$1,063/mo
Today · 4.125%
HK$41,215
baseline
▲ 0.50% · 4.625%
HK$43,388
+HK$2,173/mo
Deposit HK$5.14M · loan HK$7.71M · min. income ≈ HK$82,430/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$481,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,007
−HK$2,572/mo
▼ 0.25% · 3.875%
HK$42,283
−HK$1,296/mo
Today · 4.125%
HK$43,579
baseline
▲ 0.50% · 4.625%
HK$46,230
+HK$2,651/mo
Deposit HK$3.85M · loan HK$8.99M · min. income ≈ HK$87,158/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$481,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,620
−HK$2,465/mo
▼ 0.25% · 3.875%
HK$46,843
−HK$1,242/mo
Today · 4.125%
HK$48,085
baseline
▲ 0.50% · 4.625%
HK$50,619
+HK$2,534/mo
Deposit HK$3.85M · loan HK$8.99M · min. income ≈ HK$96,170/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$481,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,723
−HK$3,307/mo
▼ 0.25% · 3.875%
HK$54,363
−HK$1,667/mo
Today · 4.125%
HK$56,030
baseline
▲ 0.50% · 4.625%
HK$59,439
+HK$3,409/mo
Deposit HK$1.28M · loan HK$11.56M · min. income ≈ HK$112,060/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$481,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,654
−HK$3,169/mo
▼ 0.25% · 3.875%
HK$60,227
−HK$1,596/mo
Today · 4.125%
HK$61,823
baseline
▲ 0.50% · 4.625%
HK$65,082
+HK$3,259/mo
Deposit HK$1.28M · loan HK$11.56M · min. income ≈ HK$123,646/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$481,702 · Scale 2, in force from 26 Feb 2026)