LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,292
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$30,203
−HK$926/mo
Today · 4.125%
HK$31,129
baseline
▲ 0.50% · 4.625%
HK$33,023
+HK$1,894/mo
Deposit HK$6.42M · loan HK$6.42M · min. income ≈ HK$62,258/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$481,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,587
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$33,461
−HK$886/mo
Today · 4.125%
HK$34,347
baseline
▲ 0.50% · 4.625%
HK$36,158
+HK$1,811/mo
Deposit HK$6.42M · loan HK$6.42M · min. income ≈ HK$68,694/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$481,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,150
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$36,244
−HK$1,110/mo
Today · 4.125%
HK$37,354
baseline
▲ 0.50% · 4.625%
HK$39,627
+HK$2,273/mo
Deposit HK$5.14M · loan HK$7.71M · min. income ≈ HK$74,708/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$481,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,104
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$40,153
−HK$1,064/mo
Today · 4.125%
HK$41,217
baseline
▲ 0.50% · 4.625%
HK$43,389
+HK$2,172/mo
Deposit HK$5.14M · loan HK$7.71M · min. income ≈ HK$82,434/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$481,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,009
−HK$2,571/mo
▼ 0.25% · 3.875%
HK$42,284
−HK$1,296/mo
Today · 4.125%
HK$43,580
baseline
▲ 0.50% · 4.625%
HK$46,232
+HK$2,652/mo
Deposit HK$3.85M · loan HK$8.99M · min. income ≈ HK$87,160/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$481,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,622
−HK$2,464/mo
▼ 0.25% · 3.875%
HK$46,845
−HK$1,241/mo
Today · 4.125%
HK$48,086
baseline
▲ 0.50% · 4.625%
HK$50,621
+HK$2,535/mo
Deposit HK$3.85M · loan HK$8.99M · min. income ≈ HK$96,172/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$481,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,725
−HK$3,307/mo
▼ 0.25% · 3.875%
HK$54,365
−HK$1,667/mo
Today · 4.125%
HK$56,032
baseline
▲ 0.50% · 4.625%
HK$59,441
+HK$3,409/mo
Deposit HK$1.28M · loan HK$11.56M · min. income ≈ HK$112,064/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$481,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,656
−HK$3,169/mo
▼ 0.25% · 3.875%
HK$60,229
−HK$1,596/mo
Today · 4.125%
HK$61,825
baseline
▲ 0.50% · 4.625%
HK$65,084
+HK$3,259/mo
Deposit HK$1.28M · loan HK$11.56M · min. income ≈ HK$123,650/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$481,719 · Scale 2, in force from 26 Feb 2026)