LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,295
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$30,206
−HK$926/mo
Today · 4.125%
HK$31,132
baseline
▲ 0.50% · 4.625%
HK$33,026
+HK$1,894/mo
Deposit HK$6.42M · loan HK$6.42M · min. income ≈ HK$62,264/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$481,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,590
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$33,464
−HK$887/mo
Today · 4.125%
HK$34,351
baseline
▲ 0.50% · 4.625%
HK$36,161
+HK$1,810/mo
Deposit HK$6.42M · loan HK$6.42M · min. income ≈ HK$68,702/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$481,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,154
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$36,247
−HK$1,111/mo
Today · 4.125%
HK$37,358
baseline
▲ 0.50% · 4.625%
HK$39,631
+HK$2,273/mo
Deposit HK$5.14M · loan HK$7.71M · min. income ≈ HK$74,716/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$481,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,108
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$40,157
−HK$1,064/mo
Today · 4.125%
HK$41,221
baseline
▲ 0.50% · 4.625%
HK$43,394
+HK$2,173/mo
Deposit HK$5.14M · loan HK$7.71M · min. income ≈ HK$82,442/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$481,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,012
−HK$2,572/mo
▼ 0.25% · 3.875%
HK$42,288
−HK$1,296/mo
Today · 4.125%
HK$43,584
baseline
▲ 0.50% · 4.625%
HK$46,236
+HK$2,652/mo
Deposit HK$3.85M · loan HK$8.99M · min. income ≈ HK$87,168/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$481,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,626
−HK$2,465/mo
▼ 0.25% · 3.875%
HK$46,850
−HK$1,241/mo
Today · 4.125%
HK$48,091
baseline
▲ 0.50% · 4.625%
HK$50,626
+HK$2,535/mo
Deposit HK$3.85M · loan HK$8.99M · min. income ≈ HK$96,182/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$481,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,730
−HK$3,307/mo
▼ 0.25% · 3.875%
HK$54,370
−HK$1,667/mo
Today · 4.125%
HK$56,037
baseline
▲ 0.50% · 4.625%
HK$59,447
+HK$3,410/mo
Deposit HK$1.28M · loan HK$11.56M · min. income ≈ HK$112,074/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$481,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,662
−HK$3,169/mo
▼ 0.25% · 3.875%
HK$60,235
−HK$1,596/mo
Today · 4.125%
HK$61,831
baseline
▲ 0.50% · 4.625%
HK$65,090
+HK$3,259/mo
Deposit HK$1.28M · loan HK$11.56M · min. income ≈ HK$123,662/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$481,765 · Scale 2, in force from 26 Feb 2026)