LTV · monthly repayment
▼ 0.50% · 3.625%
HK$292,957
−HK$18,371/mo
▼ 0.25% · 3.875%
HK$302,070
−HK$9,258/mo
Today · 4.125%
HK$311,328
baseline
▲ 0.50% · 4.625%
HK$330,272
+HK$18,944/mo
Deposit HK$64.24M · loan HK$64.24M · min. income ≈ HK$622,656/mo (50% DSR)
Upfront cash ≈ HK$72.59M (deposit + AVD stamp duty HK$8,350,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$325,912
−HK$17,608/mo
▼ 0.25% · 3.875%
HK$334,653
−HK$8,867/mo
Today · 4.125%
HK$343,520
baseline
▲ 0.50% · 4.625%
HK$361,628
+HK$18,108/mo
Deposit HK$64.24M · loan HK$64.24M · min. income ≈ HK$687,040/mo (50% DSR)
Upfront cash ≈ HK$72.59M (deposit + AVD stamp duty HK$8,350,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$351,549
−HK$22,045/mo
▼ 0.25% · 3.875%
HK$362,484
−HK$11,110/mo
Today · 4.125%
HK$373,594
baseline
▲ 0.50% · 4.625%
HK$396,326
+HK$22,732/mo
Deposit HK$51.39M · loan HK$77.09M · min. income ≈ HK$747,188/mo (50% DSR)
Upfront cash ≈ HK$59.74M (deposit + AVD stamp duty HK$8,350,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$391,095
−HK$21,129/mo
▼ 0.25% · 3.875%
HK$401,584
−HK$10,640/mo
Today · 4.125%
HK$412,224
baseline
▲ 0.50% · 4.625%
HK$433,953
+HK$21,729/mo
Deposit HK$51.39M · loan HK$77.09M · min. income ≈ HK$824,448/mo (50% DSR)
Upfront cash ≈ HK$59.74M (deposit + AVD stamp duty HK$8,350,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$410,140
−HK$25,720/mo
▼ 0.25% · 3.875%
HK$422,898
−HK$12,962/mo
Today · 4.125%
HK$435,860
baseline
▲ 0.50% · 4.625%
HK$462,381
+HK$26,521/mo
Deposit HK$38.54M · loan HK$89.93M · min. income ≈ HK$871,720/mo (50% DSR)
Upfront cash ≈ HK$46.89M (deposit + AVD stamp duty HK$8,350,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$456,277
−HK$24,651/mo
▼ 0.25% · 3.875%
HK$468,514
−HK$12,414/mo
Today · 4.125%
HK$480,928
baseline
▲ 0.50% · 4.625%
HK$506,279
+HK$25,351/mo
Deposit HK$38.54M · loan HK$89.93M · min. income ≈ HK$961,856/mo (50% DSR)
Upfront cash ≈ HK$46.89M (deposit + AVD stamp duty HK$8,350,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$527,323
−HK$33,068/mo
▼ 0.25% · 3.875%
HK$543,726
−HK$16,665/mo
Today · 4.125%
HK$560,391
baseline
▲ 0.50% · 4.625%
HK$594,490
+HK$34,099/mo
Deposit HK$12.85M · loan HK$115.63M · min. income ≈ HK$1,120,782/mo (50% DSR)
Upfront cash ≈ HK$21.20M (deposit + AVD stamp duty HK$8,350,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$586,642
−HK$31,694/mo
▼ 0.25% · 3.875%
HK$602,375
−HK$15,961/mo
Today · 4.125%
HK$618,336
baseline
▲ 0.50% · 4.625%
HK$650,930
+HK$32,594/mo
Deposit HK$12.85M · loan HK$115.63M · min. income ≈ HK$1,236,672/mo (50% DSR)
Upfront cash ≈ HK$21.20M (deposit + AVD stamp duty HK$8,350,916 · Scale 2, in force from 26 Feb 2026)