LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,296
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$30,207
−HK$926/mo
Today · 4.125%
HK$31,133
baseline
▲ 0.50% · 4.625%
HK$33,027
+HK$1,894/mo
Deposit HK$6.42M · loan HK$6.42M · min. income ≈ HK$62,266/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$481,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,591
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$33,466
−HK$886/mo
Today · 4.125%
HK$34,352
baseline
▲ 0.50% · 4.625%
HK$36,163
+HK$1,811/mo
Deposit HK$6.42M · loan HK$6.42M · min. income ≈ HK$68,704/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$481,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,155
−HK$2,205/mo
▼ 0.25% · 3.875%
HK$36,249
−HK$1,111/mo
Today · 4.125%
HK$37,360
baseline
▲ 0.50% · 4.625%
HK$39,633
+HK$2,273/mo
Deposit HK$5.14M · loan HK$7.71M · min. income ≈ HK$74,720/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$481,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,110
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$40,159
−HK$1,064/mo
Today · 4.125%
HK$41,223
baseline
▲ 0.50% · 4.625%
HK$43,396
+HK$2,173/mo
Deposit HK$5.14M · loan HK$7.71M · min. income ≈ HK$82,446/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$481,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,014
−HK$2,572/mo
▼ 0.25% · 3.875%
HK$42,290
−HK$1,296/mo
Today · 4.125%
HK$43,586
baseline
▲ 0.50% · 4.625%
HK$46,238
+HK$2,652/mo
Deposit HK$3.85M · loan HK$8.99M · min. income ≈ HK$87,172/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$481,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,628
−HK$2,465/mo
▼ 0.25% · 3.875%
HK$46,852
−HK$1,241/mo
Today · 4.125%
HK$48,093
baseline
▲ 0.50% · 4.625%
HK$50,628
+HK$2,535/mo
Deposit HK$3.85M · loan HK$8.99M · min. income ≈ HK$96,186/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$481,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,733
−HK$3,306/mo
▼ 0.25% · 3.875%
HK$54,373
−HK$1,666/mo
Today · 4.125%
HK$56,039
baseline
▲ 0.50% · 4.625%
HK$59,449
+HK$3,410/mo
Deposit HK$1.28M · loan HK$11.56M · min. income ≈ HK$112,078/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$481,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,665
−HK$3,169/mo
▼ 0.25% · 3.875%
HK$60,238
−HK$1,596/mo
Today · 4.125%
HK$61,834
baseline
▲ 0.50% · 4.625%
HK$65,093
+HK$3,259/mo
Deposit HK$1.28M · loan HK$11.56M · min. income ≈ HK$123,668/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$481,787 · Scale 2, in force from 26 Feb 2026)