LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,301
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$30,212
−HK$926/mo
Today · 4.125%
HK$31,138
baseline
▲ 0.50% · 4.625%
HK$33,033
+HK$1,895/mo
Deposit HK$6.42M · loan HK$6.42M · min. income ≈ HK$62,276/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$481,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,597
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$33,471
−HK$887/mo
Today · 4.125%
HK$34,358
baseline
▲ 0.50% · 4.625%
HK$36,169
+HK$1,811/mo
Deposit HK$6.42M · loan HK$6.42M · min. income ≈ HK$68,716/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$481,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,161
−HK$2,205/mo
▼ 0.25% · 3.875%
HK$36,255
−HK$1,111/mo
Today · 4.125%
HK$37,366
baseline
▲ 0.50% · 4.625%
HK$39,639
+HK$2,273/mo
Deposit HK$5.14M · loan HK$7.71M · min. income ≈ HK$74,732/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$481,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,116
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$40,165
−HK$1,064/mo
Today · 4.125%
HK$41,229
baseline
▲ 0.50% · 4.625%
HK$43,403
+HK$2,174/mo
Deposit HK$5.14M · loan HK$7.71M · min. income ≈ HK$82,458/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$481,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,021
−HK$2,572/mo
▼ 0.25% · 3.875%
HK$42,297
−HK$1,296/mo
Today · 4.125%
HK$43,593
baseline
▲ 0.50% · 4.625%
HK$46,246
+HK$2,653/mo
Deposit HK$3.85M · loan HK$8.99M · min. income ≈ HK$87,186/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$481,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,635
−HK$2,466/mo
▼ 0.25% · 3.875%
HK$46,859
−HK$1,242/mo
Today · 4.125%
HK$48,101
baseline
▲ 0.50% · 4.625%
HK$50,636
+HK$2,535/mo
Deposit HK$3.85M · loan HK$8.99M · min. income ≈ HK$96,202/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$481,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,741
−HK$3,308/mo
▼ 0.25% · 3.875%
HK$54,382
−HK$1,667/mo
Today · 4.125%
HK$56,049
baseline
▲ 0.50% · 4.625%
HK$59,459
+HK$3,410/mo
Deposit HK$1.28M · loan HK$11.56M · min. income ≈ HK$112,098/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$481,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,674
−HK$3,170/mo
▼ 0.25% · 3.875%
HK$60,248
−HK$1,596/mo
Today · 4.125%
HK$61,844
baseline
▲ 0.50% · 4.625%
HK$65,104
+HK$3,260/mo
Deposit HK$1.28M · loan HK$11.56M · min. income ≈ HK$123,688/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$481,866 · Scale 2, in force from 26 Feb 2026)