LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,302
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$30,214
−HK$926/mo
Today · 4.125%
HK$31,140
baseline
▲ 0.50% · 4.625%
HK$33,034
+HK$1,894/mo
Deposit HK$6.43M · loan HK$6.43M · min. income ≈ HK$62,280/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$481,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,598
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$33,473
−HK$886/mo
Today · 4.125%
HK$34,359
baseline
▲ 0.50% · 4.625%
HK$36,171
+HK$1,812/mo
Deposit HK$6.43M · loan HK$6.43M · min. income ≈ HK$68,718/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$481,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,163
−HK$2,205/mo
▼ 0.25% · 3.875%
HK$36,256
−HK$1,112/mo
Today · 4.125%
HK$37,368
baseline
▲ 0.50% · 4.625%
HK$39,641
+HK$2,273/mo
Deposit HK$5.14M · loan HK$7.71M · min. income ≈ HK$74,736/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$481,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,118
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$40,167
−HK$1,064/mo
Today · 4.125%
HK$41,231
baseline
▲ 0.50% · 4.625%
HK$43,405
+HK$2,174/mo
Deposit HK$5.14M · loan HK$7.71M · min. income ≈ HK$82,462/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$481,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,023
−HK$2,572/mo
▼ 0.25% · 3.875%
HK$42,299
−HK$1,296/mo
Today · 4.125%
HK$43,595
baseline
▲ 0.50% · 4.625%
HK$46,248
+HK$2,653/mo
Deposit HK$3.86M · loan HK$9.00M · min. income ≈ HK$87,190/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$481,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,638
−HK$2,465/mo
▼ 0.25% · 3.875%
HK$46,862
−HK$1,241/mo
Today · 4.125%
HK$48,103
baseline
▲ 0.50% · 4.625%
HK$50,639
+HK$2,536/mo
Deposit HK$3.86M · loan HK$9.00M · min. income ≈ HK$96,206/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$481,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,744
−HK$3,307/mo
▼ 0.25% · 3.875%
HK$54,384
−HK$1,667/mo
Today · 4.125%
HK$56,051
baseline
▲ 0.50% · 4.625%
HK$59,462
+HK$3,411/mo
Deposit HK$1.29M · loan HK$11.57M · min. income ≈ HK$112,102/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$481,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,677
−HK$3,170/mo
▼ 0.25% · 3.875%
HK$60,251
−HK$1,596/mo
Today · 4.125%
HK$61,847
baseline
▲ 0.50% · 4.625%
HK$65,107
+HK$3,260/mo
Deposit HK$1.29M · loan HK$11.57M · min. income ≈ HK$123,694/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$481,889 · Scale 2, in force from 26 Feb 2026)