LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,304
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$30,216
−HK$926/mo
Today · 4.125%
HK$31,142
baseline
▲ 0.50% · 4.625%
HK$33,037
+HK$1,895/mo
Deposit HK$6.43M · loan HK$6.43M · min. income ≈ HK$62,284/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$481,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,601
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$33,475
−HK$887/mo
Today · 4.125%
HK$34,362
baseline
▲ 0.50% · 4.625%
HK$36,173
+HK$1,811/mo
Deposit HK$6.43M · loan HK$6.43M · min. income ≈ HK$68,724/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$481,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,165
−HK$2,205/mo
▼ 0.25% · 3.875%
HK$36,259
−HK$1,111/mo
Today · 4.125%
HK$37,370
baseline
▲ 0.50% · 4.625%
HK$39,644
+HK$2,274/mo
Deposit HK$5.14M · loan HK$7.71M · min. income ≈ HK$74,740/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$481,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,121
−HK$2,113/mo
▼ 0.25% · 3.875%
HK$40,170
−HK$1,064/mo
Today · 4.125%
HK$41,234
baseline
▲ 0.50% · 4.625%
HK$43,408
+HK$2,174/mo
Deposit HK$5.14M · loan HK$7.71M · min. income ≈ HK$82,468/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$481,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,026
−HK$2,572/mo
▼ 0.25% · 3.875%
HK$42,302
−HK$1,296/mo
Today · 4.125%
HK$43,598
baseline
▲ 0.50% · 4.625%
HK$46,251
+HK$2,653/mo
Deposit HK$3.86M · loan HK$9.00M · min. income ≈ HK$87,196/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$481,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,641
−HK$2,466/mo
▼ 0.25% · 3.875%
HK$46,865
−HK$1,242/mo
Today · 4.125%
HK$48,107
baseline
▲ 0.50% · 4.625%
HK$50,642
+HK$2,535/mo
Deposit HK$3.86M · loan HK$9.00M · min. income ≈ HK$96,214/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$481,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,747
−HK$3,308/mo
▼ 0.25% · 3.875%
HK$54,388
−HK$1,667/mo
Today · 4.125%
HK$56,055
baseline
▲ 0.50% · 4.625%
HK$59,466
+HK$3,411/mo
Deposit HK$1.29M · loan HK$11.57M · min. income ≈ HK$112,110/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$481,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,681
−HK$3,170/mo
▼ 0.25% · 3.875%
HK$60,255
−HK$1,596/mo
Today · 4.125%
HK$61,851
baseline
▲ 0.50% · 4.625%
HK$65,112
+HK$3,261/mo
Deposit HK$1.29M · loan HK$11.57M · min. income ≈ HK$123,702/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$481,922 · Scale 2, in force from 26 Feb 2026)