LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,305
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$30,217
−HK$926/mo
Today · 4.125%
HK$31,143
baseline
▲ 0.50% · 4.625%
HK$33,038
+HK$1,895/mo
Deposit HK$6.43M · loan HK$6.43M · min. income ≈ HK$62,286/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$481,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,602
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$33,476
−HK$887/mo
Today · 4.125%
HK$34,363
baseline
▲ 0.50% · 4.625%
HK$36,175
+HK$1,812/mo
Deposit HK$6.43M · loan HK$6.43M · min. income ≈ HK$68,726/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$481,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,167
−HK$2,205/mo
▼ 0.25% · 3.875%
HK$36,260
−HK$1,112/mo
Today · 4.125%
HK$37,372
baseline
▲ 0.50% · 4.625%
HK$39,646
+HK$2,274/mo
Deposit HK$5.14M · loan HK$7.71M · min. income ≈ HK$74,744/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$481,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,122
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$40,172
−HK$1,064/mo
Today · 4.125%
HK$41,236
baseline
▲ 0.50% · 4.625%
HK$43,410
+HK$2,174/mo
Deposit HK$5.14M · loan HK$7.71M · min. income ≈ HK$82,472/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$481,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,028
−HK$2,572/mo
▼ 0.25% · 3.875%
HK$42,304
−HK$1,296/mo
Today · 4.125%
HK$43,600
baseline
▲ 0.50% · 4.625%
HK$46,253
+HK$2,653/mo
Deposit HK$3.86M · loan HK$9.00M · min. income ≈ HK$87,200/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$481,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,643
−HK$2,466/mo
▼ 0.25% · 3.875%
HK$46,867
−HK$1,242/mo
Today · 4.125%
HK$48,109
baseline
▲ 0.50% · 4.625%
HK$50,645
+HK$2,536/mo
Deposit HK$3.86M · loan HK$9.00M · min. income ≈ HK$96,218/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$481,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,750
−HK$3,308/mo
▼ 0.25% · 3.875%
HK$54,391
−HK$1,667/mo
Today · 4.125%
HK$56,058
baseline
▲ 0.50% · 4.625%
HK$59,469
+HK$3,411/mo
Deposit HK$1.29M · loan HK$11.57M · min. income ≈ HK$112,116/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$481,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,684
−HK$3,170/mo
▼ 0.25% · 3.875%
HK$60,258
−HK$1,596/mo
Today · 4.125%
HK$61,854
baseline
▲ 0.50% · 4.625%
HK$65,115
+HK$3,261/mo
Deposit HK$1.29M · loan HK$11.57M · min. income ≈ HK$123,708/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$481,944 · Scale 2, in force from 26 Feb 2026)