LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,312
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$30,223
−HK$927/mo
Today · 4.125%
HK$31,150
baseline
▲ 0.50% · 4.625%
HK$33,045
+HK$1,895/mo
Deposit HK$6.43M · loan HK$6.43M · min. income ≈ HK$62,300/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$482,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,609
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$33,483
−HK$888/mo
Today · 4.125%
HK$34,371
baseline
▲ 0.50% · 4.625%
HK$36,182
+HK$1,811/mo
Deposit HK$6.43M · loan HK$6.43M · min. income ≈ HK$68,742/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$482,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,174
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$36,268
−HK$1,112/mo
Today · 4.125%
HK$37,380
baseline
▲ 0.50% · 4.625%
HK$39,654
+HK$2,274/mo
Deposit HK$5.14M · loan HK$7.71M · min. income ≈ HK$74,760/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$482,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,131
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$40,180
−HK$1,065/mo
Today · 4.125%
HK$41,245
baseline
▲ 0.50% · 4.625%
HK$43,419
+HK$2,174/mo
Deposit HK$5.14M · loan HK$7.71M · min. income ≈ HK$82,490/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$482,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,036
−HK$2,574/mo
▼ 0.25% · 3.875%
HK$42,313
−HK$1,297/mo
Today · 4.125%
HK$43,610
baseline
▲ 0.50% · 4.625%
HK$46,263
+HK$2,653/mo
Deposit HK$3.86M · loan HK$9.00M · min. income ≈ HK$87,220/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$482,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,652
−HK$2,467/mo
▼ 0.25% · 3.875%
HK$46,877
−HK$1,242/mo
Today · 4.125%
HK$48,119
baseline
▲ 0.50% · 4.625%
HK$50,655
+HK$2,536/mo
Deposit HK$3.86M · loan HK$9.00M · min. income ≈ HK$96,238/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$482,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,761
−HK$3,308/mo
▼ 0.25% · 3.875%
HK$54,402
−HK$1,667/mo
Today · 4.125%
HK$56,069
baseline
▲ 0.50% · 4.625%
HK$59,481
+HK$3,412/mo
Deposit HK$1.29M · loan HK$11.57M · min. income ≈ HK$112,138/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$482,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,696
−HK$3,171/mo
▼ 0.25% · 3.875%
HK$60,270
−HK$1,597/mo
Today · 4.125%
HK$61,867
baseline
▲ 0.50% · 4.625%
HK$65,128
+HK$3,261/mo
Deposit HK$1.29M · loan HK$11.57M · min. income ≈ HK$123,734/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$482,045 · Scale 2, in force from 26 Feb 2026)