LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,313
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$30,224
−HK$927/mo
Today · 4.125%
HK$31,151
baseline
▲ 0.50% · 4.625%
HK$33,046
+HK$1,895/mo
Deposit HK$6.43M · loan HK$6.43M · min. income ≈ HK$62,302/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$482,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,610
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$33,484
−HK$888/mo
Today · 4.125%
HK$34,372
baseline
▲ 0.50% · 4.625%
HK$36,183
+HK$1,811/mo
Deposit HK$6.43M · loan HK$6.43M · min. income ≈ HK$68,744/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$482,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,175
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$36,269
−HK$1,112/mo
Today · 4.125%
HK$37,381
baseline
▲ 0.50% · 4.625%
HK$39,655
+HK$2,274/mo
Deposit HK$5.14M · loan HK$7.71M · min. income ≈ HK$74,762/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$482,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,132
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$40,181
−HK$1,065/mo
Today · 4.125%
HK$41,246
baseline
▲ 0.50% · 4.625%
HK$43,420
+HK$2,174/mo
Deposit HK$5.14M · loan HK$7.71M · min. income ≈ HK$82,492/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$482,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,038
−HK$2,573/mo
▼ 0.25% · 3.875%
HK$42,314
−HK$1,297/mo
Today · 4.125%
HK$43,611
baseline
▲ 0.50% · 4.625%
HK$46,265
+HK$2,654/mo
Deposit HK$3.86M · loan HK$9.00M · min. income ≈ HK$87,222/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$482,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,654
−HK$2,466/mo
▼ 0.25% · 3.875%
HK$46,878
−HK$1,242/mo
Today · 4.125%
HK$48,120
baseline
▲ 0.50% · 4.625%
HK$50,657
+HK$2,537/mo
Deposit HK$3.86M · loan HK$9.00M · min. income ≈ HK$96,240/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$482,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,763
−HK$3,308/mo
▼ 0.25% · 3.875%
HK$54,404
−HK$1,667/mo
Today · 4.125%
HK$56,071
baseline
▲ 0.50% · 4.625%
HK$59,483
+HK$3,412/mo
Deposit HK$1.29M · loan HK$11.57M · min. income ≈ HK$112,142/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$482,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,698
−HK$3,171/mo
▼ 0.25% · 3.875%
HK$60,272
−HK$1,597/mo
Today · 4.125%
HK$61,869
baseline
▲ 0.50% · 4.625%
HK$65,130
+HK$3,261/mo
Deposit HK$1.29M · loan HK$11.57M · min. income ≈ HK$123,738/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$482,060 · Scale 2, in force from 26 Feb 2026)