LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,313
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$30,225
−HK$926/mo
Today · 4.125%
HK$31,151
baseline
▲ 0.50% · 4.625%
HK$33,047
+HK$1,896/mo
Deposit HK$6.43M · loan HK$6.43M · min. income ≈ HK$62,302/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$482,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,611
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$33,485
−HK$888/mo
Today · 4.125%
HK$34,373
baseline
▲ 0.50% · 4.625%
HK$36,184
+HK$1,811/mo
Deposit HK$6.43M · loan HK$6.43M · min. income ≈ HK$68,746/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$482,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,176
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$36,270
−HK$1,112/mo
Today · 4.125%
HK$37,382
baseline
▲ 0.50% · 4.625%
HK$39,656
+HK$2,274/mo
Deposit HK$5.14M · loan HK$7.71M · min. income ≈ HK$74,764/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$482,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,133
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$40,182
−HK$1,065/mo
Today · 4.125%
HK$41,247
baseline
▲ 0.50% · 4.625%
HK$43,421
+HK$2,174/mo
Deposit HK$5.14M · loan HK$7.71M · min. income ≈ HK$82,494/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$482,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,039
−HK$2,573/mo
▼ 0.25% · 3.875%
HK$42,315
−HK$1,297/mo
Today · 4.125%
HK$43,612
baseline
▲ 0.50% · 4.625%
HK$46,266
+HK$2,654/mo
Deposit HK$3.86M · loan HK$9.00M · min. income ≈ HK$87,224/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$482,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,655
−HK$2,467/mo
▼ 0.25% · 3.875%
HK$46,879
−HK$1,243/mo
Today · 4.125%
HK$48,122
baseline
▲ 0.50% · 4.625%
HK$50,658
+HK$2,536/mo
Deposit HK$3.86M · loan HK$9.00M · min. income ≈ HK$96,244/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$482,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,764
−HK$3,309/mo
▼ 0.25% · 3.875%
HK$54,405
−HK$1,668/mo
Today · 4.125%
HK$56,073
baseline
▲ 0.50% · 4.625%
HK$59,485
+HK$3,412/mo
Deposit HK$1.29M · loan HK$11.57M · min. income ≈ HK$112,146/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$482,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,699
−HK$3,172/mo
▼ 0.25% · 3.875%
HK$60,274
−HK$1,597/mo
Today · 4.125%
HK$61,871
baseline
▲ 0.50% · 4.625%
HK$65,132
+HK$3,261/mo
Deposit HK$1.29M · loan HK$11.57M · min. income ≈ HK$123,742/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$482,072 · Scale 2, in force from 26 Feb 2026)