LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,316
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$30,228
−HK$926/mo
Today · 4.125%
HK$31,154
baseline
▲ 0.50% · 4.625%
HK$33,050
+HK$1,896/mo
Deposit HK$6.43M · loan HK$6.43M · min. income ≈ HK$62,308/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$482,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,614
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$33,489
−HK$887/mo
Today · 4.125%
HK$34,376
baseline
▲ 0.50% · 4.625%
HK$36,188
+HK$1,812/mo
Deposit HK$6.43M · loan HK$6.43M · min. income ≈ HK$68,752/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$482,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,179
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$36,274
−HK$1,111/mo
Today · 4.125%
HK$37,385
baseline
▲ 0.50% · 4.625%
HK$39,660
+HK$2,275/mo
Deposit HK$5.14M · loan HK$7.71M · min. income ≈ HK$74,770/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$482,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,137
−HK$2,114/mo
▼ 0.25% · 3.875%
HK$40,186
−HK$1,065/mo
Today · 4.125%
HK$41,251
baseline
▲ 0.50% · 4.625%
HK$43,425
+HK$2,174/mo
Deposit HK$5.14M · loan HK$7.71M · min. income ≈ HK$82,502/mo (50% DSR)
Upfront cash ≈ HK$5.62M (deposit + AVD stamp duty HK$482,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,042
−HK$2,574/mo
▼ 0.25% · 3.875%
HK$42,319
−HK$1,297/mo
Today · 4.125%
HK$43,616
baseline
▲ 0.50% · 4.625%
HK$46,270
+HK$2,654/mo
Deposit HK$3.86M · loan HK$9.00M · min. income ≈ HK$87,232/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$482,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,659
−HK$2,467/mo
▼ 0.25% · 3.875%
HK$46,884
−HK$1,242/mo
Today · 4.125%
HK$48,126
baseline
▲ 0.50% · 4.625%
HK$50,663
+HK$2,537/mo
Deposit HK$3.86M · loan HK$9.00M · min. income ≈ HK$96,252/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$482,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,769
−HK$3,309/mo
▼ 0.25% · 3.875%
HK$54,410
−HK$1,668/mo
Today · 4.125%
HK$56,078
baseline
▲ 0.50% · 4.625%
HK$59,490
+HK$3,412/mo
Deposit HK$1.29M · loan HK$11.57M · min. income ≈ HK$112,156/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$482,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,705
−HK$3,172/mo
▼ 0.25% · 3.875%
HK$60,279
−HK$1,598/mo
Today · 4.125%
HK$61,877
baseline
▲ 0.50% · 4.625%
HK$65,138
+HK$3,261/mo
Deposit HK$1.29M · loan HK$11.57M · min. income ≈ HK$123,754/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$482,118 · Scale 2, in force from 26 Feb 2026)