LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,318
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$30,230
−HK$926/mo
Today · 4.125%
HK$31,156
baseline
▲ 0.50% · 4.625%
HK$33,052
+HK$1,896/mo
Deposit HK$6.43M · loan HK$6.43M · min. income ≈ HK$62,312/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$482,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,616
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$33,491
−HK$887/mo
Today · 4.125%
HK$34,378
baseline
▲ 0.50% · 4.625%
HK$36,190
+HK$1,812/mo
Deposit HK$6.43M · loan HK$6.43M · min. income ≈ HK$68,756/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$482,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,181
−HK$2,207/mo
▼ 0.25% · 3.875%
HK$36,276
−HK$1,112/mo
Today · 4.125%
HK$37,388
baseline
▲ 0.50% · 4.625%
HK$39,663
+HK$2,275/mo
Deposit HK$5.14M · loan HK$7.71M · min. income ≈ HK$74,776/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$482,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,139
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$40,189
−HK$1,065/mo
Today · 4.125%
HK$41,254
baseline
▲ 0.50% · 4.625%
HK$43,428
+HK$2,174/mo
Deposit HK$5.14M · loan HK$7.71M · min. income ≈ HK$82,508/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$482,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,045
−HK$2,574/mo
▼ 0.25% · 3.875%
HK$42,322
−HK$1,297/mo
Today · 4.125%
HK$43,619
baseline
▲ 0.50% · 4.625%
HK$46,273
+HK$2,654/mo
Deposit HK$3.86M · loan HK$9.00M · min. income ≈ HK$87,238/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$482,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,662
−HK$2,467/mo
▼ 0.25% · 3.875%
HK$46,887
−HK$1,242/mo
Today · 4.125%
HK$48,129
baseline
▲ 0.50% · 4.625%
HK$50,666
+HK$2,537/mo
Deposit HK$3.86M · loan HK$9.00M · min. income ≈ HK$96,258/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$482,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,772
−HK$3,309/mo
▼ 0.25% · 3.875%
HK$54,414
−HK$1,667/mo
Today · 4.125%
HK$56,081
baseline
▲ 0.50% · 4.625%
HK$59,494
+HK$3,413/mo
Deposit HK$1.29M · loan HK$11.57M · min. income ≈ HK$112,162/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$482,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,708
−HK$3,172/mo
▼ 0.25% · 3.875%
HK$60,283
−HK$1,597/mo
Today · 4.125%
HK$61,880
baseline
▲ 0.50% · 4.625%
HK$65,142
+HK$3,262/mo
Deposit HK$1.29M · loan HK$11.57M · min. income ≈ HK$123,760/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$482,147 · Scale 2, in force from 26 Feb 2026)