LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,319
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$30,231
−HK$926/mo
Today · 4.125%
HK$31,157
baseline
▲ 0.50% · 4.625%
HK$33,053
+HK$1,896/mo
Deposit HK$6.43M · loan HK$6.43M · min. income ≈ HK$62,314/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$482,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,617
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$33,491
−HK$888/mo
Today · 4.125%
HK$34,379
baseline
▲ 0.50% · 4.625%
HK$36,191
+HK$1,812/mo
Deposit HK$6.43M · loan HK$6.43M · min. income ≈ HK$68,758/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$482,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,182
−HK$2,207/mo
▼ 0.25% · 3.875%
HK$36,277
−HK$1,112/mo
Today · 4.125%
HK$37,389
baseline
▲ 0.50% · 4.625%
HK$39,664
+HK$2,275/mo
Deposit HK$5.14M · loan HK$7.71M · min. income ≈ HK$74,778/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$482,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,140
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$40,190
−HK$1,065/mo
Today · 4.125%
HK$41,255
baseline
▲ 0.50% · 4.625%
HK$43,429
+HK$2,174/mo
Deposit HK$5.14M · loan HK$7.71M · min. income ≈ HK$82,510/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$482,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,046
−HK$2,574/mo
▼ 0.25% · 3.875%
HK$42,323
−HK$1,297/mo
Today · 4.125%
HK$43,620
baseline
▲ 0.50% · 4.625%
HK$46,274
+HK$2,654/mo
Deposit HK$3.86M · loan HK$9.00M · min. income ≈ HK$87,240/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$482,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,663
−HK$2,467/mo
▼ 0.25% · 3.875%
HK$46,888
−HK$1,242/mo
Today · 4.125%
HK$48,130
baseline
▲ 0.50% · 4.625%
HK$50,667
+HK$2,537/mo
Deposit HK$3.86M · loan HK$9.00M · min. income ≈ HK$96,260/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$482,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,773
−HK$3,310/mo
▼ 0.25% · 3.875%
HK$54,415
−HK$1,668/mo
Today · 4.125%
HK$56,083
baseline
▲ 0.50% · 4.625%
HK$59,495
+HK$3,412/mo
Deposit HK$1.29M · loan HK$11.57M · min. income ≈ HK$112,166/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$482,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,710
−HK$3,172/mo
▼ 0.25% · 3.875%
HK$60,285
−HK$1,597/mo
Today · 4.125%
HK$61,882
baseline
▲ 0.50% · 4.625%
HK$65,144
+HK$3,262/mo
Deposit HK$1.29M · loan HK$11.57M · min. income ≈ HK$123,764/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$482,160 · Scale 2, in force from 26 Feb 2026)