LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,321
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$30,233
−HK$927/mo
Today · 4.125%
HK$31,160
baseline
▲ 0.50% · 4.625%
HK$33,056
+HK$1,896/mo
Deposit HK$6.43M · loan HK$6.43M · min. income ≈ HK$62,320/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$482,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,619
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$33,494
−HK$888/mo
Today · 4.125%
HK$34,382
baseline
▲ 0.50% · 4.625%
HK$36,194
+HK$1,812/mo
Deposit HK$6.43M · loan HK$6.43M · min. income ≈ HK$68,764/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$482,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,185
−HK$2,207/mo
▼ 0.25% · 3.875%
HK$36,280
−HK$1,112/mo
Today · 4.125%
HK$37,392
baseline
▲ 0.50% · 4.625%
HK$39,667
+HK$2,275/mo
Deposit HK$5.14M · loan HK$7.72M · min. income ≈ HK$74,784/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$482,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,143
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$40,193
−HK$1,065/mo
Today · 4.125%
HK$41,258
baseline
▲ 0.50% · 4.625%
HK$43,433
+HK$2,175/mo
Deposit HK$5.14M · loan HK$7.72M · min. income ≈ HK$82,516/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$482,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,050
−HK$2,574/mo
▼ 0.25% · 3.875%
HK$42,327
−HK$1,297/mo
Today · 4.125%
HK$43,624
baseline
▲ 0.50% · 4.625%
HK$46,278
+HK$2,654/mo
Deposit HK$3.86M · loan HK$9.00M · min. income ≈ HK$87,248/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$482,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,667
−HK$2,468/mo
▼ 0.25% · 3.875%
HK$46,892
−HK$1,243/mo
Today · 4.125%
HK$48,135
baseline
▲ 0.50% · 4.625%
HK$50,672
+HK$2,537/mo
Deposit HK$3.86M · loan HK$9.00M · min. income ≈ HK$96,270/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$482,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,778
−HK$3,310/mo
▼ 0.25% · 3.875%
HK$54,420
−HK$1,668/mo
Today · 4.125%
HK$56,088
baseline
▲ 0.50% · 4.625%
HK$59,501
+HK$3,413/mo
Deposit HK$1.29M · loan HK$11.57M · min. income ≈ HK$112,176/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$482,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,715
−HK$3,172/mo
▼ 0.25% · 3.875%
HK$60,290
−HK$1,597/mo
Today · 4.125%
HK$61,887
baseline
▲ 0.50% · 4.625%
HK$65,149
+HK$3,262/mo
Deposit HK$1.29M · loan HK$11.57M · min. income ≈ HK$123,774/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$482,202 · Scale 2, in force from 26 Feb 2026)