LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,322
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$30,234
−HK$926/mo
Today · 4.125%
HK$31,160
baseline
▲ 0.50% · 4.625%
HK$33,056
+HK$1,896/mo
Deposit HK$6.43M · loan HK$6.43M · min. income ≈ HK$62,320/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$482,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,620
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$33,495
−HK$887/mo
Today · 4.125%
HK$34,382
baseline
▲ 0.50% · 4.625%
HK$36,195
+HK$1,813/mo
Deposit HK$6.43M · loan HK$6.43M · min. income ≈ HK$68,764/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$482,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,186
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$36,280
−HK$1,112/mo
Today · 4.125%
HK$37,392
baseline
▲ 0.50% · 4.625%
HK$39,668
+HK$2,276/mo
Deposit HK$5.14M · loan HK$7.72M · min. income ≈ HK$74,784/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$482,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,144
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$40,194
−HK$1,065/mo
Today · 4.125%
HK$41,259
baseline
▲ 0.50% · 4.625%
HK$43,434
+HK$2,175/mo
Deposit HK$5.14M · loan HK$7.72M · min. income ≈ HK$82,518/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$482,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,050
−HK$2,574/mo
▼ 0.25% · 3.875%
HK$42,327
−HK$1,297/mo
Today · 4.125%
HK$43,624
baseline
▲ 0.50% · 4.625%
HK$46,279
+HK$2,655/mo
Deposit HK$3.86M · loan HK$9.00M · min. income ≈ HK$87,248/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$482,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,668
−HK$2,467/mo
▼ 0.25% · 3.875%
HK$46,893
−HK$1,242/mo
Today · 4.125%
HK$48,135
baseline
▲ 0.50% · 4.625%
HK$50,672
+HK$2,537/mo
Deposit HK$3.86M · loan HK$9.00M · min. income ≈ HK$96,270/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$482,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,779
−HK$3,309/mo
▼ 0.25% · 3.875%
HK$54,420
−HK$1,668/mo
Today · 4.125%
HK$56,088
baseline
▲ 0.50% · 4.625%
HK$59,501
+HK$3,413/mo
Deposit HK$1.29M · loan HK$11.57M · min. income ≈ HK$112,176/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$482,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,716
−HK$3,172/mo
▼ 0.25% · 3.875%
HK$60,291
−HK$1,597/mo
Today · 4.125%
HK$61,888
baseline
▲ 0.50% · 4.625%
HK$65,150
+HK$3,262/mo
Deposit HK$1.29M · loan HK$11.57M · min. income ≈ HK$123,776/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$482,208 · Scale 2, in force from 26 Feb 2026)