LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,323
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$30,235
−HK$927/mo
Today · 4.125%
HK$31,162
baseline
▲ 0.50% · 4.625%
HK$33,058
+HK$1,896/mo
Deposit HK$6.43M · loan HK$6.43M · min. income ≈ HK$62,324/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$482,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,621
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$33,496
−HK$888/mo
Today · 4.125%
HK$34,384
baseline
▲ 0.50% · 4.625%
HK$36,196
+HK$1,812/mo
Deposit HK$6.43M · loan HK$6.43M · min. income ≈ HK$68,768/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$482,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,187
−HK$2,207/mo
▼ 0.25% · 3.875%
HK$36,282
−HK$1,112/mo
Today · 4.125%
HK$37,394
baseline
▲ 0.50% · 4.625%
HK$39,669
+HK$2,275/mo
Deposit HK$5.14M · loan HK$7.72M · min. income ≈ HK$74,788/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$482,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,146
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$40,196
−HK$1,065/mo
Today · 4.125%
HK$41,261
baseline
▲ 0.50% · 4.625%
HK$43,435
+HK$2,174/mo
Deposit HK$5.14M · loan HK$7.72M · min. income ≈ HK$82,522/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$482,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,052
−HK$2,574/mo
▼ 0.25% · 3.875%
HK$42,329
−HK$1,297/mo
Today · 4.125%
HK$43,626
baseline
▲ 0.50% · 4.625%
HK$46,281
+HK$2,655/mo
Deposit HK$3.86M · loan HK$9.00M · min. income ≈ HK$87,252/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$482,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,670
−HK$2,467/mo
▼ 0.25% · 3.875%
HK$46,895
−HK$1,242/mo
Today · 4.125%
HK$48,137
baseline
▲ 0.50% · 4.625%
HK$50,675
+HK$2,538/mo
Deposit HK$3.86M · loan HK$9.00M · min. income ≈ HK$96,274/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$482,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,781
−HK$3,310/mo
▼ 0.25% · 3.875%
HK$54,423
−HK$1,668/mo
Today · 4.125%
HK$56,091
baseline
▲ 0.50% · 4.625%
HK$59,504
+HK$3,413/mo
Deposit HK$1.29M · loan HK$11.57M · min. income ≈ HK$112,182/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$482,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,719
−HK$3,172/mo
▼ 0.25% · 3.875%
HK$60,293
−HK$1,598/mo
Today · 4.125%
HK$61,891
baseline
▲ 0.50% · 4.625%
HK$65,153
+HK$3,262/mo
Deposit HK$1.29M · loan HK$11.57M · min. income ≈ HK$123,782/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$482,230 · Scale 2, in force from 26 Feb 2026)