LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,325
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$30,237
−HK$927/mo
Today · 4.125%
HK$31,164
baseline
▲ 0.50% · 4.625%
HK$33,060
+HK$1,896/mo
Deposit HK$6.43M · loan HK$6.43M · min. income ≈ HK$62,328/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$482,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,624
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$33,499
−HK$887/mo
Today · 4.125%
HK$34,386
baseline
▲ 0.50% · 4.625%
HK$36,199
+HK$1,813/mo
Deposit HK$6.43M · loan HK$6.43M · min. income ≈ HK$68,772/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$482,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,190
−HK$2,207/mo
▼ 0.25% · 3.875%
HK$36,285
−HK$1,112/mo
Today · 4.125%
HK$37,397
baseline
▲ 0.50% · 4.625%
HK$39,672
+HK$2,275/mo
Deposit HK$5.14M · loan HK$7.72M · min. income ≈ HK$74,794/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$482,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,149
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$40,198
−HK$1,066/mo
Today · 4.125%
HK$41,264
baseline
▲ 0.50% · 4.625%
HK$43,439
+HK$2,175/mo
Deposit HK$5.14M · loan HK$7.72M · min. income ≈ HK$82,528/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$482,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,055
−HK$2,575/mo
▼ 0.25% · 3.875%
HK$42,332
−HK$1,298/mo
Today · 4.125%
HK$43,630
baseline
▲ 0.50% · 4.625%
HK$46,284
+HK$2,654/mo
Deposit HK$3.86M · loan HK$9.00M · min. income ≈ HK$87,260/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$482,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,673
−HK$2,468/mo
▼ 0.25% · 3.875%
HK$46,898
−HK$1,243/mo
Today · 4.125%
HK$48,141
baseline
▲ 0.50% · 4.625%
HK$50,678
+HK$2,537/mo
Deposit HK$3.86M · loan HK$9.00M · min. income ≈ HK$96,282/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$482,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,785
−HK$3,310/mo
▼ 0.25% · 3.875%
HK$54,427
−HK$1,668/mo
Today · 4.125%
HK$56,095
baseline
▲ 0.50% · 4.625%
HK$59,508
+HK$3,413/mo
Deposit HK$1.29M · loan HK$11.57M · min. income ≈ HK$112,190/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$482,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,723
−HK$3,172/mo
▼ 0.25% · 3.875%
HK$60,298
−HK$1,597/mo
Today · 4.125%
HK$61,895
baseline
▲ 0.50% · 4.625%
HK$65,158
+HK$3,263/mo
Deposit HK$1.29M · loan HK$11.57M · min. income ≈ HK$123,790/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$482,266 · Scale 2, in force from 26 Feb 2026)