LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,326
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$30,238
−HK$927/mo
Today · 4.125%
HK$31,165
baseline
▲ 0.50% · 4.625%
HK$33,061
+HK$1,896/mo
Deposit HK$6.43M · loan HK$6.43M · min. income ≈ HK$62,330/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$482,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,625
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$33,500
−HK$887/mo
Today · 4.125%
HK$34,387
baseline
▲ 0.50% · 4.625%
HK$36,200
+HK$1,813/mo
Deposit HK$6.43M · loan HK$6.43M · min. income ≈ HK$68,774/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$482,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,191
−HK$2,207/mo
▼ 0.25% · 3.875%
HK$36,285
−HK$1,113/mo
Today · 4.125%
HK$37,398
baseline
▲ 0.50% · 4.625%
HK$39,673
+HK$2,275/mo
Deposit HK$5.14M · loan HK$7.72M · min. income ≈ HK$74,796/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$482,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,149
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$40,199
−HK$1,066/mo
Today · 4.125%
HK$41,265
baseline
▲ 0.50% · 4.625%
HK$43,440
+HK$2,175/mo
Deposit HK$5.14M · loan HK$7.72M · min. income ≈ HK$82,530/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$482,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,056
−HK$2,575/mo
▼ 0.25% · 3.875%
HK$42,333
−HK$1,298/mo
Today · 4.125%
HK$43,631
baseline
▲ 0.50% · 4.625%
HK$46,285
+HK$2,654/mo
Deposit HK$3.86M · loan HK$9.00M · min. income ≈ HK$87,262/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$482,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,674
−HK$2,468/mo
▼ 0.25% · 3.875%
HK$46,899
−HK$1,243/mo
Today · 4.125%
HK$48,142
baseline
▲ 0.50% · 4.625%
HK$50,680
+HK$2,538/mo
Deposit HK$3.86M · loan HK$9.00M · min. income ≈ HK$96,284/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$482,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,786
−HK$3,310/mo
▼ 0.25% · 3.875%
HK$54,428
−HK$1,668/mo
Today · 4.125%
HK$56,096
baseline
▲ 0.50% · 4.625%
HK$59,510
+HK$3,414/mo
Deposit HK$1.29M · loan HK$11.57M · min. income ≈ HK$112,192/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$482,277 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,724
−HK$3,173/mo
▼ 0.25% · 3.875%
HK$60,299
−HK$1,598/mo
Today · 4.125%
HK$61,897
baseline
▲ 0.50% · 4.625%
HK$65,160
+HK$3,263/mo
Deposit HK$1.29M · loan HK$11.57M · min. income ≈ HK$123,794/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$482,277 · Scale 2, in force from 26 Feb 2026)