LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,328
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$30,240
−HK$927/mo
Today · 4.125%
HK$31,167
baseline
▲ 0.50% · 4.625%
HK$33,063
+HK$1,896/mo
Deposit HK$6.43M · loan HK$6.43M · min. income ≈ HK$62,334/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$482,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,627
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$33,502
−HK$887/mo
Today · 4.125%
HK$34,389
baseline
▲ 0.50% · 4.625%
HK$36,202
+HK$1,813/mo
Deposit HK$6.43M · loan HK$6.43M · min. income ≈ HK$68,778/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$482,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,193
−HK$2,207/mo
▼ 0.25% · 3.875%
HK$36,288
−HK$1,112/mo
Today · 4.125%
HK$37,400
baseline
▲ 0.50% · 4.625%
HK$39,676
+HK$2,276/mo
Deposit HK$5.14M · loan HK$7.72M · min. income ≈ HK$74,800/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$482,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,152
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$40,202
−HK$1,065/mo
Today · 4.125%
HK$41,267
baseline
▲ 0.50% · 4.625%
HK$43,443
+HK$2,176/mo
Deposit HK$5.14M · loan HK$7.72M · min. income ≈ HK$82,534/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$482,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,059
−HK$2,574/mo
▼ 0.25% · 3.875%
HK$42,336
−HK$1,297/mo
Today · 4.125%
HK$43,633
baseline
▲ 0.50% · 4.625%
HK$46,288
+HK$2,655/mo
Deposit HK$3.86M · loan HK$9.00M · min. income ≈ HK$87,266/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$482,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,677
−HK$2,468/mo
▼ 0.25% · 3.875%
HK$46,902
−HK$1,243/mo
Today · 4.125%
HK$48,145
baseline
▲ 0.50% · 4.625%
HK$50,683
+HK$2,538/mo
Deposit HK$3.86M · loan HK$9.00M · min. income ≈ HK$96,290/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$482,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,790
−HK$3,310/mo
▼ 0.25% · 3.875%
HK$54,432
−HK$1,668/mo
Today · 4.125%
HK$56,100
baseline
▲ 0.50% · 4.625%
HK$59,514
+HK$3,414/mo
Deposit HK$1.29M · loan HK$11.58M · min. income ≈ HK$112,200/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$482,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,728
−HK$3,173/mo
▼ 0.25% · 3.875%
HK$60,303
−HK$1,598/mo
Today · 4.125%
HK$61,901
baseline
▲ 0.50% · 4.625%
HK$65,164
+HK$3,263/mo
Deposit HK$1.29M · loan HK$11.58M · min. income ≈ HK$123,802/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$482,309 · Scale 2, in force from 26 Feb 2026)