LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,329
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$30,241
−HK$927/mo
Today · 4.125%
HK$31,168
baseline
▲ 0.50% · 4.625%
HK$33,065
+HK$1,897/mo
Deposit HK$6.43M · loan HK$6.43M · min. income ≈ HK$62,336/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$482,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,628
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$33,503
−HK$888/mo
Today · 4.125%
HK$34,391
baseline
▲ 0.50% · 4.625%
HK$36,204
+HK$1,813/mo
Deposit HK$6.43M · loan HK$6.43M · min. income ≈ HK$68,782/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$482,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,195
−HK$2,207/mo
▼ 0.25% · 3.875%
HK$36,290
−HK$1,112/mo
Today · 4.125%
HK$37,402
baseline
▲ 0.50% · 4.625%
HK$39,678
+HK$2,276/mo
Deposit HK$5.14M · loan HK$7.72M · min. income ≈ HK$74,804/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$482,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,154
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$40,204
−HK$1,065/mo
Today · 4.125%
HK$41,269
baseline
▲ 0.50% · 4.625%
HK$43,445
+HK$2,176/mo
Deposit HK$5.14M · loan HK$7.72M · min. income ≈ HK$82,538/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$482,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,061
−HK$2,575/mo
▼ 0.25% · 3.875%
HK$42,338
−HK$1,298/mo
Today · 4.125%
HK$43,636
baseline
▲ 0.50% · 4.625%
HK$46,291
+HK$2,655/mo
Deposit HK$3.86M · loan HK$9.00M · min. income ≈ HK$87,272/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$482,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,680
−HK$2,468/mo
▼ 0.25% · 3.875%
HK$46,905
−HK$1,243/mo
Today · 4.125%
HK$48,148
baseline
▲ 0.50% · 4.625%
HK$50,686
+HK$2,538/mo
Deposit HK$3.86M · loan HK$9.00M · min. income ≈ HK$96,296/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$482,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,792
−HK$3,311/mo
▼ 0.25% · 3.875%
HK$54,435
−HK$1,668/mo
Today · 4.125%
HK$56,103
baseline
▲ 0.50% · 4.625%
HK$59,517
+HK$3,414/mo
Deposit HK$1.29M · loan HK$11.58M · min. income ≈ HK$112,206/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$482,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,731
−HK$3,173/mo
▼ 0.25% · 3.875%
HK$60,306
−HK$1,598/mo
Today · 4.125%
HK$61,904
baseline
▲ 0.50% · 4.625%
HK$65,167
+HK$3,263/mo
Deposit HK$1.29M · loan HK$11.58M · min. income ≈ HK$123,808/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$482,333 · Scale 2, in force from 26 Feb 2026)