LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,330
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$30,243
−HK$927/mo
Today · 4.125%
HK$31,170
baseline
▲ 0.50% · 4.625%
HK$33,066
+HK$1,896/mo
Deposit HK$6.43M · loan HK$6.43M · min. income ≈ HK$62,340/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$482,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,630
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$33,505
−HK$888/mo
Today · 4.125%
HK$34,393
baseline
▲ 0.50% · 4.625%
HK$36,205
+HK$1,812/mo
Deposit HK$6.43M · loan HK$6.43M · min. income ≈ HK$68,786/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$482,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,196
−HK$2,207/mo
▼ 0.25% · 3.875%
HK$36,291
−HK$1,112/mo
Today · 4.125%
HK$37,403
baseline
▲ 0.50% · 4.625%
HK$39,679
+HK$2,276/mo
Deposit HK$5.15M · loan HK$7.72M · min. income ≈ HK$74,806/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$482,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,156
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$40,206
−HK$1,065/mo
Today · 4.125%
HK$41,271
baseline
▲ 0.50% · 4.625%
HK$43,447
+HK$2,176/mo
Deposit HK$5.15M · loan HK$7.72M · min. income ≈ HK$82,542/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$482,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,062
−HK$2,575/mo
▼ 0.25% · 3.875%
HK$42,340
−HK$1,297/mo
Today · 4.125%
HK$43,637
baseline
▲ 0.50% · 4.625%
HK$46,293
+HK$2,656/mo
Deposit HK$3.86M · loan HK$9.00M · min. income ≈ HK$87,274/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$482,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,682
−HK$2,468/mo
▼ 0.25% · 3.875%
HK$46,907
−HK$1,243/mo
Today · 4.125%
HK$48,150
baseline
▲ 0.50% · 4.625%
HK$50,688
+HK$2,538/mo
Deposit HK$3.86M · loan HK$9.00M · min. income ≈ HK$96,300/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$482,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,795
−HK$3,310/mo
▼ 0.25% · 3.875%
HK$54,437
−HK$1,668/mo
Today · 4.125%
HK$56,105
baseline
▲ 0.50% · 4.625%
HK$59,519
+HK$3,414/mo
Deposit HK$1.29M · loan HK$11.58M · min. income ≈ HK$112,210/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$482,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,733
−HK$3,174/mo
▼ 0.25% · 3.875%
HK$60,309
−HK$1,598/mo
Today · 4.125%
HK$61,907
baseline
▲ 0.50% · 4.625%
HK$65,170
+HK$3,263/mo
Deposit HK$1.29M · loan HK$11.58M · min. income ≈ HK$123,814/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$482,353 · Scale 2, in force from 26 Feb 2026)