LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,331
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$30,243
−HK$927/mo
Today · 4.125%
HK$31,170
baseline
▲ 0.50% · 4.625%
HK$33,067
+HK$1,897/mo
Deposit HK$6.43M · loan HK$6.43M · min. income ≈ HK$62,340/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$482,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,631
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$33,506
−HK$887/mo
Today · 4.125%
HK$34,393
baseline
▲ 0.50% · 4.625%
HK$36,206
+HK$1,813/mo
Deposit HK$6.43M · loan HK$6.43M · min. income ≈ HK$68,786/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$482,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,197
−HK$2,207/mo
▼ 0.25% · 3.875%
HK$36,292
−HK$1,112/mo
Today · 4.125%
HK$37,404
baseline
▲ 0.50% · 4.625%
HK$39,680
+HK$2,276/mo
Deposit HK$5.15M · loan HK$7.72M · min. income ≈ HK$74,808/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$482,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,157
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$40,207
−HK$1,065/mo
Today · 4.125%
HK$41,272
baseline
▲ 0.50% · 4.625%
HK$43,448
+HK$2,176/mo
Deposit HK$5.15M · loan HK$7.72M · min. income ≈ HK$82,544/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$482,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,063
−HK$2,576/mo
▼ 0.25% · 3.875%
HK$42,341
−HK$1,298/mo
Today · 4.125%
HK$43,639
baseline
▲ 0.50% · 4.625%
HK$46,294
+HK$2,655/mo
Deposit HK$3.86M · loan HK$9.00M · min. income ≈ HK$87,278/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$482,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,683
−HK$2,468/mo
▼ 0.25% · 3.875%
HK$46,908
−HK$1,243/mo
Today · 4.125%
HK$48,151
baseline
▲ 0.50% · 4.625%
HK$50,689
+HK$2,538/mo
Deposit HK$3.86M · loan HK$9.00M · min. income ≈ HK$96,302/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$482,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,796
−HK$3,311/mo
▼ 0.25% · 3.875%
HK$54,438
−HK$1,669/mo
Today · 4.125%
HK$56,107
baseline
▲ 0.50% · 4.625%
HK$59,521
+HK$3,414/mo
Deposit HK$1.29M · loan HK$11.58M · min. income ≈ HK$112,214/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$482,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,735
−HK$3,173/mo
▼ 0.25% · 3.875%
HK$60,310
−HK$1,598/mo
Today · 4.125%
HK$61,908
baseline
▲ 0.50% · 4.625%
HK$65,171
+HK$3,263/mo
Deposit HK$1.29M · loan HK$11.58M · min. income ≈ HK$123,816/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$482,365 · Scale 2, in force from 26 Feb 2026)