LTV · monthly repayment
▼ 0.50% · 3.625%
HK$29,331
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$30,244
−HK$927/mo
Today · 4.125%
HK$31,171
baseline
▲ 0.50% · 4.625%
HK$33,068
+HK$1,897/mo
Deposit HK$6.43M · loan HK$6.43M · min. income ≈ HK$62,342/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$482,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,631
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$33,506
−HK$888/mo
Today · 4.125%
HK$34,394
baseline
▲ 0.50% · 4.625%
HK$36,207
+HK$1,813/mo
Deposit HK$6.43M · loan HK$6.43M · min. income ≈ HK$68,788/mo (50% DSR)
Upfront cash ≈ HK$6.91M (deposit + AVD stamp duty HK$482,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,198
−HK$2,207/mo
▼ 0.25% · 3.875%
HK$36,293
−HK$1,112/mo
Today · 4.125%
HK$37,405
baseline
▲ 0.50% · 4.625%
HK$39,681
+HK$2,276/mo
Deposit HK$5.15M · loan HK$7.72M · min. income ≈ HK$74,810/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$482,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,157
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$40,207
−HK$1,066/mo
Today · 4.125%
HK$41,273
baseline
▲ 0.50% · 4.625%
HK$43,448
+HK$2,175/mo
Deposit HK$5.15M · loan HK$7.72M · min. income ≈ HK$82,546/mo (50% DSR)
Upfront cash ≈ HK$5.63M (deposit + AVD stamp duty HK$482,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,064
−HK$2,575/mo
▼ 0.25% · 3.875%
HK$42,341
−HK$1,298/mo
Today · 4.125%
HK$43,639
baseline
▲ 0.50% · 4.625%
HK$46,295
+HK$2,656/mo
Deposit HK$3.86M · loan HK$9.00M · min. income ≈ HK$87,278/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$482,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,683
−HK$2,469/mo
▼ 0.25% · 3.875%
HK$46,909
−HK$1,243/mo
Today · 4.125%
HK$48,152
baseline
▲ 0.50% · 4.625%
HK$50,690
+HK$2,538/mo
Deposit HK$3.86M · loan HK$9.00M · min. income ≈ HK$96,304/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$482,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,797
−HK$3,311/mo
▼ 0.25% · 3.875%
HK$54,439
−HK$1,669/mo
Today · 4.125%
HK$56,108
baseline
▲ 0.50% · 4.625%
HK$59,522
+HK$3,414/mo
Deposit HK$1.29M · loan HK$11.58M · min. income ≈ HK$112,216/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$482,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,736
−HK$3,173/mo
▼ 0.25% · 3.875%
HK$60,311
−HK$1,598/mo
Today · 4.125%
HK$61,909
baseline
▲ 0.50% · 4.625%
HK$65,172
+HK$3,263/mo
Deposit HK$1.29M · loan HK$11.58M · min. income ≈ HK$123,818/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$482,372 · Scale 2, in force from 26 Feb 2026)